William Piotrowski's Blog

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Mortgage and Lending - Diamond Residential Mortgage Corporation - 031.0016549 NMLS#219299



We are finishing the month celebrating with another first time home buyer. After the home inspection on her first house came back with serious safety issues, realtor Kelly Norton (Baird & Warner, Downers Grove) helped her to find an even more perfect home for her and her family. It was so perfec...
Correcting Credit Report Errors If your clients' credit ratings are suffering because of mistakes on their credit report, it is their right to have them corrected at no cost. Credit bureaus are legally required to investigate disputed information by contacting the creditor that originally suppli...
***New Homeowner Alert***There is no better feeling than helping our customers realize their dreams of homeownership in time to settle in to celebrate the 4th of July holidays! With the help of their agent Renate Meyer of Coldwell Banker, Rikk Alber and Renee Zizich found the perfect place to cal...
Can I make charitable contributions from my IRA in 2016?Yes, if you qualify. The law authorizing qualified charitable distributions, or QCDs, has recently been made permanent by the Protecting Americans from Tax Hikes (PATH) Act of 2015.You simply instruct your IRA trustee to make a distribution ...
  Common Financial Wisdom: Theory vs. PracticeIn the financial world, there are a lot of rules about what you should be doing. In theory, they sound reasonable. But in practice, it may not be easy, or even possible, to follow them. Let's look at some common financial maxims and why it can be hard...
  Debt Optimization StrategiesAs part of improving your financial situation, you might consider reducing your debt load. A number of strategies can be used to pay off debt. However, before starting any debt payoff strategy (or combination of strategies), be sure you understand the terms of your d...
   A 2015 study found that 41% of households headed by someone aged 55 to 64 had no retirement savings, and only about a third of them had a traditional pension. Among households in this age group with savings, the median amount was just $104,000.1Your own savings may be more substantial, but in ...
***New Homeownwer Alert*** If at first you don't succeed try and try again! When her first property didn't appraise and the seller's would not negotiate, realtor Erin Andersen Keller Williams Realty Infinity Naperville helped her to find an even more perfect home for her. Once under contract, lo...
4 Interior Design Apps to Share With ClientsClients can't always visualize how furniture and wall colors will look or remember room dimensions once they get to the hardware store. Here are some excellent apps that can help with both design and decorating:  Photo Measures allows you to take a phot...
What a perfect way to start the first day of Summer with brand new Homeowners! After they were told they couldn't become 1st time homeowners buy their current mortgage banker. Thats when their realtor Lisa Winge-Patterson from Coldwell Banker Honig-Bell and loan originator William Piotrowski had...

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