ARCHIVED BLOG POSTS
2016
Retirement Rules: America's Seniors Hold $5.76 Trillion in Home Equity The National Reverse Mortgage Lenders Association reported recently that an estimated$147 billion increase in the aggregate value of homes owned by seniors drove their share of home equity to $5.76 trillion and rocketed the N...
01/20/2016
Moving Motivations: What Would Make Americans Consider Uprooting?A recent Harris Poll found Florida, California and Hawaii to be the states where Americans would most like to live (excluding where they live now), followed by Colorado and New York. But what might inspire Americans to actually cons...
01/20/2016
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Q: How many points do I get for Opting-Out? A: Let me make this very clear...NONE! We are not sure who started this ongoing rumor throughout the decades but once again there is no score increase advantage for opting-out. Have you ever really thought about those pre-approved offers you get? Maybe...
01/19/2016
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Life expectancies for household items Nothing lasts forever. Even your big-ticket home purchases like refrigerators and furnaces need to be replaced at some point. But then again, lots of those items can be repaired instead. So how do you know when it’s time to call the handyman and...
01/18/2016
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The Optimist’s Creed 1. To be so strong and resilient that nothing will destroy your peace of mind. 2. To offer love, hope and acceptance to every person you meet. ... 3. To make all your friends feel they are special and valuable. 4. To always look on the bright side of life, and to always beli...
01/18/2016
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What to do when you lack discipline 1. Forgive yourself. You aren’t perfect. No one is. Recognise that that beating yourself up will only make things worse. It’s better to forgive yourself and simply move on. 2. Focus on motivation. Without motivation, you can’t do anything. Hence maintaining mo...
01/18/2016
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7 Tips for Good Mental Health 1. Know the friends or people who tend to wear you out, and deliberately limit the time you spend with them. 2. Be aware of how your thought patterns change throughout the day, and challenge these thought patterns when they’re harsh or negative. 3. Recognise that it...
01/18/2016
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When you Feel Anxious … 1. Relax your breathing. Take deliberate slow, deep breaths, and feel the tension begin to subside. 2. Clear your mind of disturbing thoughts. Remind yourself of all your strengths, of those occasions when you’ve coped in the past, and of things you still have to look for...
01/18/2016
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The Traits of a Winner 1. They have a dream. Without a dream, our life lacks focus – and we’re in danger of drifting and going nowhere at all. 2. They prepare for whatever they need to do – and knowing they’re prepared breeds inner confidence. ... 3. They are totally focused on what’s happ...
01/18/2016
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How to Become more Open to Life 1. Judge less; accept more. (This relates both to ourselves and others) 2. Be flexible when you’re setting your goals; be open to changing in unexpected ways. ... 3. Be aware of your automatic reactions and defensive mechanisms. Although they often serve you well ...
01/18/2016