An Insider's Look at Real Estate

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Real Estate Agent - TIM LORENZ - Elite Home Sales Team - DRE# 00919781
This blog will post interesting views of the Real Estate Profession and have information to the buyers and sellers in the area.

ARCHIVED BLOG POSTS

2011 

I was talking to one of the agents in my office and we were discussing the housing market were we having a recovery or a double dip in the housing market.  She has been an investor in real estate for most of here adult life and wants to purchase more properties but cannot.  That started me thinki...
06/26/2011
Mision Viejo Realtor Area Market Report 6/26/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 2.9 percent, for new homes it is down 8.6 percent and for resale condos down 13.1 per...
06/26/2011
Changes to FICO and Maximum DTI Requirements for FHA    Recently banks have adjusted our guidelines on FHA purchase transactions to allow for lower FICO scores for the borrower. However, the guidelines for the maximum Debt-to-Income (DTI) ratios are more restrictive with the lower FICO scores tha...
06/26/2011
Just a Little Laughter For Your Sunday Jim climbs to the top of Mt. Sinai to get close enough to talk to God.    Looking up, he asks the Lord, 'God, what does a million years mean to you?'  The Lord replies, 'A minute.'  Smith asks, 'And what does a million dollars mean to you?' The Lord replies,...
06/26/2011
NEW LISTING! 19801 Meadow Ridge Drive # 21 - Trabuco Canyon A beautiful upper-end unit with views of mountains and greenbelts. Serene and quiet GATED complex. Close to wildnerness trails for hiking and biking. Located near association pool / spa, and fitness center. Carpet is in great condition. ...
06/21/2011
Who is runing the asylum?  All Real Estate is Local I begin to wonder what are economists looking at when they make their predictions?  There is nothing that is increasing jobs locally.  Gas prices are up, food prices are up and the cotton price is up yet no inflation.  Who is running the asylum?...
06/19/2011
Mision Viejo Realtor Area Market Report 6/19/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 2.9 percent, for new homes it is down 13.1 percent and for resale condos down 13.1 pe...
06/19/2011
Yes, once again the prosecutors say an another arrest warrant was issued for James Assali who owned a mortgage refinance company, loan modification company, escrow company and title company.  Assali, according to Marilyn Kalfus of The Orange County Register, is charged with 18 felony counts of gr...
06/12/2011
In Orange County, CA the number of home mortgage lates slows down.  This a positive for the area.  The future just got brighter.  It was CoreLogic's late mortgage report that showed a 6.58 percent of Orange County home loan's (as of March) were 90 days or more late.  The 90 plus late number is wh...
06/12/2011
Mision Viejo Realtor Area Market Report 6/12/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 3.7 percent, for new homes it is down 14.4 percent and for resale condos down 8.8 per...
06/12/2011
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Tim Lorenz

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