Tom Gilliam-Oakland County MI Realtor

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Real Estate Agent - Re/Max Classic - 314578
My blogs are about helping home buyers ,home sellers and even home owners with new and old ideas to prepare them for either scenario. Being a Realtor in Oakland county Michigan is a fulfilling job and I'm very proud to share my knowledge and to learn from other as well.



How would you like to spend your money and save it, too? The Asset Integrated Mortgage, or AIM, lets you do just that.    A home buyer with an AIM loan invests part of the down payment in a life insurance annuity set up by the lender, and draws tax-deferred interest. The minimum is 10% down with ...
Don’t worry. Be happy! Enjoy your vacation away from home with peace of mind by following these sensible tips. It’s that time of year when Home Owners get ready to take their vacations to get away and relax. These tips are to help you have a peace of mind while away and not to worry so much abou...
Every industry has its adages. In the real estate world, it’s “Location, location, location.” In the investing world it’s “Buy low, sell high.” To coin an adage for the world of real estate investing, we recommend, “Buy low in the right location, earn money every month from your investment, then ...
Do you have idle equity sitting in your home that could be building wealth instead? One of the great aspects of homeownership is that you increase your wealth every month by building equity in your home and reducing your tax bill at the same time. After you’ve been in your home a few years, you m...
Many Home Buyers and Home Sellers fail to have Radon tested in their Homes whether buying or selling in Oakland County Michigan. It is important to ask your Home Inspector to perform or offer a Radon Kit when you are purchasing  a home and even being a Home Owner this should be something to cons...
3 critical steps every BOP buyer must take before you start shopping for a foreclosed home. 1. Hire a buyer’s agent who knows the local bank-owned property (BOP) market, is experienced in the sometimes-complex process of buying bank-owned and government-owned properties, and understands exactly w...
If you’re considering buying a home in Oakland County Michigan or anywhere else that’s more than a few years old, there may be some hidden problems you can discover before you make a purchase offer especially pest. Although putting a professional inspection contingency in the contract will help ...
Especially here in Oakland County Michigan,many Home Buyers are looking at getting a Foreclosure and this is due to many factors such as Low Inventory, expectations and yes the many cable reality series on buying a fixer-up.   As Realtor s we owe it to our Buyers to educate them on the many pitfa...
  HOT MARKET? ESCALATION CLAUSES CAN BEAT THE PACK If you’re moving up to a market where home sellers routinely receive multiple offers, you may want to include an escalation clause in your purchase offer. The clause stipulates that you will top any other buyer’s offer by a specified amount, say ...
In a buyer’s market, it’s not unusual for desperate home sellers to offer more than just low prices to attract purchasers. Some will pledge to pay off a buyer’s debts, make monthly mortgage payments, throw in an exotic cruise or even offer a car with the house. When buyers find themselves negotia...

Tom Gilliam- RE/MAX Classic

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