Does the thought of buying your first home leave you feeling overwhelmed or confused? Well, help is on the way. On Thursday July 30th, Wednesday August 12th, and Wednesday August 19th from 6:30 – 8:00 at Chestnut Village Center in Greenville, Leis Realty and National City Mortgage will be offering a free class for anyone wanting more information on the home buying process.
The timing for buying that first home could not be better with a large number … (0 comments)
first time homebuyers: Successful Classes
- 03/31/09 12:46 PM
Well my first ever first-time homebuyer classes are finished (for now) and I feel that they were successful at getting some valuable information out there for first-timers. This is such a great time to buy your first home. I've asked a number of Realtors who have been in the business for over 30 years and they believe this is the best opportunity since they've been in real estate. This is a time when I wish I could be buying my first home. I mean look at all the bonuses: - $8000 tax credit (see previous post) - Rural development loan (see … (0 comments)
first time homebuyers: New First-Time Homebuyer Loan
- 03/07/09 07:05 AM
I just listened to a presentation on the new USDA Rural Development Guaranteed Rural Housing Loan at a meeting yesterday and it looks like the ideal type of loan for first-time homebuyers in the Darke County, Ohio area.
Some of the details are:- No down payment required- 30 year fixed rate- 102% LTV (loan to value) means you might be able to get some of your closing costs paid too- No mortgage insurance- No cash contribution required from the borrower- Unrestricted gifts from others and no need to document the source of the gift- No maximum loan amount- No … (0 comments)
first time homebuyers: Free First-Time Homebuyer Class Offered
- 02/28/09 12:01 PM
Does the thought of buying you're first home leave you feeling overwhelmed or confused? Well, help is on the way. On Wednesday March 25 & Monday March 30 from 6:30 - 8:00 at the Chestnut Village Center in Greenville, Ohio, Leis Realty and National City Mortgage will be offering a free class for anyone wanting more information on the home buying process.
The timing for buying that first home could not be better with a large number of homes on the market, low interest rates, lower home prices, and of course the $8000 tax credit offered to first-time homebuyers. Home … (0 comments)
first time homebuyers: $8000 Tax Credit Simplified
- 02/22/09 12:10 PM
If you were or are confused about the $8000 tax credit you're not alone. Hopefully I can clear some things up for those of you who are looking at the possibility of choosing this as an option.First, the original tax credit was $7500 for first time homebuyers but it was more like an interest free loan. The government basically was loaning this money but it would have to be paid back over the next 15 years every time you filed your taxes ($500 a year). The House and Senate differed over what this tax credit would be, the House said $7500 … (0 comments)
Perfect setting for a family with children in Greenville, Ohio. This home has plenty of room plus a private location on a dead end street right behind the YMCA. Large addition in 2003 included a new master bedroom, full bath, and laundry room. A fenced-in back yard for young children or pets completes this great family home. Almost 1500 sq. ft. of living space plus a partial finished basement with lots of storage. You won't want to miss the opportunity to see this place. You check out all the pictures and more details at www.darkecountyproperties.comOPEN HOUSE SUNDAY … (0 comments)
first time homebuyers: Smaller Home with Big Possibilities
- 02/07/09 10:50 PM
237 Ft. Jefferson Ave. If you're looking for that first home in Greenville, Ohio or want to downsize, then look no further you're found it. This place is right across from the Brethren's Retirement Home in Greenville and would make a great location if you have a family member that resides there. Even though there is only two bedrooms the full basement could be finished for a large recreation room or any extra space you need. The backyard is the showcase which includes a beautiful brick paver patio, newer vinyl fencing, a fish pond, and a nice storage shed. For the … (0 comments)
first time homebuyers: Loving Home Looking for a New Owner in Greenville, Ohio
- 01/19/09 11:18 PM
Tuesday, January 20, 2009 Here's a Great First-Time Homebuyer Place If you're looking for a great starter home or to downsize in Greenville, Ohio then look no further.221 Green St.The list price on this move-in ready home is only $82,900 and the owner is willing to look at all offers. The highlights on this home is the owner's suite on the main level along with a generous size living room, kitchen, full bath, and dining area. Upstairs you'll find two bedrooms with storage. You'll even get a newer detached two-car garage with alley access. The front porch is large enough … (0 comments)
first time homebuyers: Why Choose a Realtor?
- 03/10/08 11:59 AM
So you've decided that the time is right to become a new homeowner. You've decided that the first step is to decide how much you can afford and then search the Internet. Both good choices but do you really know how much you can afford and how to search for that perfect home? By connecting with a Realtor you will have taken a step that will save you a lot of headaches in your home search and he/she will be your guide throughout the entire process and beyond. A Realtor can: Help you determine what you can affordConnect you with a home mortgage expertProvide … (0 comments)
first time homebuyers: First Time Homebuyer Clinic?
- 02/28/08 08:03 AM
A blog with a question for consumers. A thought crossed my mind the other day after writing a blog article for first time home-buyers, would it be beneficial to offer a clinic or classes to people seeking more information on buying a home for the first time? The clinic would feature: 1. Loan Officer To explain the many different types of financing available, process for preapproval, steps to secure a mortgage, etc. 2. Real Estate Agent To help them understand the search process, making offers, negotiating, relationships, contracts, and a host of other things we do. 3. Home Inspector Give information on what they cover in a … (0 comments)
first time homebuyers: When To Buy Your First Home?
- 02/26/08 08:28 PM
I meet many people who have been renting and are wondering when is the best time to start their search for a new home. Here are some guidelines and things to think about before you begin. 1. Down Payment - Some lenders don't require one but it is advisable to save up at least 20% of the purchase price so you aren't required to carry PMI (Purchase Mortgage Insurance) which only adds to to your monthly payment. There are programs where you can get financing for this through other sources. 2 . Pre-Approval - This I strongly recommend before beginning any … (0 comments)
first time homebuyers: Home Buyers Clinic?
- 02/20/08 12:49 AM
I am considering doing a First Time Home-buyers Clinic and am wondering if any of you have done anything like this? I would love to hear your comments, suggestions, content, etc.... I am very interested in helping people find their first home and feel I have a wealth of information to help them find that right place. I am considering having other people there too, like, a loan officer, home inspector, title company, and insurance agent. I value experiences first. What do you think? Thanks
Note: Due to the success of the spring classes three more will be offered and another two in September as well.
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