real estate prosper: WHAT'S YOUR HOME WORTH ?? - 10/06/09 07:25 PM
What's your home worth?
When putting your home on the market, there are two ways to go about estimating what your property is worth. The first is a professional appraisal, and the second is a comparative market analysis (CMA). If you are thinking about listing your home, talk to your Texas REALTOR® about hiring a professional appraiser, conducting a CMA, or doing both.
A professional property appraisal is done by a certified appraiser and estimates your home's value based on a variety of things, including square footage, design and floor plan, the neighborhood, schools, landscaping, any additions or updates, and more. … (1 comments)

real estate prosper: ENTICE BUYERS WITH EXTRAS - 10/06/09 07:08 PM
Entice buyers with extras
If you're putting your home on the market, or if it has been on the market for a while without solid offers, you may consider including some appliances, furniture, or other extras in the asking price. This could help you attract buyers.
Nobody is suggesting that you part with valuable antiques or sentimental items, but you probably aren't that attached to your washing machine. Maybe you're moving to a home that won't be able to accommodate your outdoor furniture-if that's the case, you could offer your existing patio table and chair setup to your potential buyers. It … (0 comments)

Once pre-approved, don't do anything to change your credit report
Once you're pre-approved, do not buy anything on credit, or even let anybody do an inquiry on your credit until you close your new home; many lenders re-check customers' credit before funding. An inquiry is recorded on your credit history when somebody checks your credit, like a car dealership. It lowers your score, and can cause a loan to be denied if you're marginally approved. An actual credit purchase also raises your back-end ratio, which is even more dangerous. Talk to your loan officer before you consider making any credit purchase.CONTACT … (5 comments)

real estate prosper: RISK V/S REWARD- PAYOFF DEPENDS ON WHAT THE CLIENT WANTS - 10/06/09 06:48 PM
Risk vs. reward: Payoff depends on what the client wants
Whether you're buying or selling a home, putting yourself in the shoes of those involved with the property-either as homeowner or prospective homeowner-can go a long way toward real estate success. For example, if a buyer isn't pre-approved, they're passing on that risk to the seller.
If a property is in great condition, the long-term risks of the buyer are minimized-and they should expect to pay a higher price because they're taking less risk on a property. The same goes for properties that have been pre-inspected. If the seller fixes repairs … (0 comments)

real estate prosper: PECAN TREES PROVIDE SHADE AND CLUES - 10/06/09 06:45 PM
Pecan trees provide shade and clues
The shade of a big pecan tree in the yard can be a wonderful attraction when you're looking for a home. But it might also provide you with some troubling clues about the property's past...and future.
Pecan trees love water and often grow in or near flood prone areas. Ask the seller whether the property has ever flooded or if it is located in a flood hazard zone.
One of the surveyor's jobs is to determine if the property is located in the 100-year Special Flood Hazard zone as designated by the U.S. Department of … (0 comments)

real estate prosper: FINDING AND KEEPING THAT TOP NOTCH REALTOR - 10/06/09 06:42 PM
Finding and keeping that top-notch REALTOR®
When searching for a REALTOR® online, CONTACT TONYA PEEK AND TIFFANY SHARKEY FOR ALL YOUR NORTH DALLAS REAL ESTATE NEEDS 972-977-2254.There are some suggestions to help you find that true professional who will make all the difference for you:
Does the Web site offer adequate information about listed properties? Is it updated often? Are the agent and/or broker's office contact information readily available? E-mail the agent/office and request specific information. You should expect a response within 24 hours. Once an online relationship is established, request via e-mail that the agent call you or call the agent/office … (0 comments)

real estate prosper: TAKE AN IMPROMPTU VISIT - 10/06/09 06:39 PM
Take an impromptu visit
When you begin narrowing your selection or you find that you've fallen head-over-heels in love with a certain house, visit the neighborhood in the evening or on a weekend.
Take a casual stroll around the block, observing other houses in the area. Are they well kept? How many have for-sale signs out front?
Talk to the people who live in the area. These are not only the people most familiar with the area, but also your potential neighbors.
Take a test drive from the house to your workplace during rush hours to get a feel for traffic. … (0 comments)

real estate prosper: PROTECT YOURSELF ! - 09/30/09 07:22 PM
Protect yourself
While it's certainly not common, there are reports of sellers' possessions disappearing during a showing. When you list your house and are expecting potential buyers, it's wise to take steps that protect your belongings and, more importantly, your privacy.
Most people secure their diamonds, gold, and grandmother's pearls, but even so, jewelry remains the most commonly stolen item from open houses or showings. Firearms and prescription medicine are the second and third most common items that disappear, both of which can cause problems for you.
Evaluate your situation. Consider all the personal effects you have in your built-in drawers, … (1 comments)

real estate prosper: LANDSCAPING COUNTS !!!! - 09/30/09 07:19 PM
Landscaping counts
When you're selling your house, you obviously want it to stand out. A reasonably easy and relatively inexpensive way to accomplish this may be to invest a little work in the landscaping and the yard.
We're not talking about a major horticultural overhaul, although studies show that such work does add value to the home. We're talking about simply adding some color and making the outside of the house much more attractive and memorable. Strategically placed plants and flowers can really enhance your property's appearance. Also, if it's not overdone, a well-maintained yard and garden appear to require less … (1 comments)

real estate prosper: DISAPPEAR.... - 09/30/09 07:13 PM
When your house is on the market, it's important to be flexible with your showing times. Part of that flexibility is having the capacity to disappear when an agent brings potential buyers to look at your house-it's just better if you can leave the house while prospective buyers browse.
You want the buyers to feel comfortable in the house. No matter how accommodating you are, most people will feel like they're intruding on your privacy if you are present when they are trying to evaluate your home and compare it to the others they've seen. Because of this, they're less … (1 comments)

real estate prosper: THE NEXT LEVEL OF CLEAN..... - 09/30/09 07:06 PM
The next level of clean
Aside from the necessary intrusions, the most inconvenient aspect of having your house on the market may well be keeping the house in showing condition.
Making a good impression on buyers is very important. It's not a huge leap for a potential buyer to equate a cluttered or dirty house with poor maintenance of the overall structure, systems, and appliances. Whether accurate or not, this can or result in a lower offer than the home might otherwise bring ... or worse, discourage an offer altogether.
Getting rid of clutter and keeping up with the constant cleaning … (0 comments)

real estate prosper: TWELVE TIPS TO SELL YOUR HOME...... - 09/30/09 07:03 PM
Twelve tips to sell your home
There are few things more frustrating to a seller than a home that sits on the market. It's stressful to keep a house in showing condition, and not selling can cost you lots of money.
Use these tips as a quick guide to better your chances at selling your house in a timely fashion.
Sit down with your Texas REALTOR® and evaluate your listing price. Visit open houses in your neighborhood. Are similar homes priced lower? An overpriced home is destined to sit on the market too long. Do whatever it takes to be away … (1 comments)

real estate prosper: YOU DO NOT NEED 20% DOWN TO BUY A HOME - 09/27/09 06:14 PM
You don't need 20% down to buy a home
According to a survey by Fannie Mae, 44% of all adults believe you need a 20% downpayment to purchase a home. That's simply not true. There are a variety of lenders who offer low-interest mortgages to qualified buyers that require a downpayment as low as 3% of the purchase price. There are also downpayment and closing cost assistance programs available to Texans. Contact your Texas REALTORS TIFFANY SHARKEY AND TONYA PEEK 214-356-4472 for more information.

real estate prosper: Understanding the in's and out's of closing cost in buying real estate.....SharkeyPeek Group..972-977-2254 - 09/24/09 07:04 PM
Closing costs
Everyone knows that in most cases you'll need at least a small down payment to purchase a home ... but that's not all. You'll also need to come to the transaction with money for closing costs, which can be sizeable.
Your lender is required by the Real Estate Settlement Procedures Act (RESPA) to provide a good faith estimate of your closing costs. This estimate is an itemized list of fees you'll pay to get a loan.
Mortgage closing costs cover things like appraisals, attorney fees, title insurance, taxes, and other expenses associated with getting a loan.
A property appraisal … (0 comments)



Tiffany & Tonya Sharkey

Peek Group

Prosper, TX

More about me…

Ebby Halliday Realtors

Address: P.O. Box 1327 , Prosper, TX, 75078

Mobile: (214) 356-4472

Fax: (972) 335-6567

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