tiffanysharkeycom: COMPARE HOUSES....
- 09/27/09 06:16 PM
Compare houses If you have narrowed down your homebuying choice to a few properties, sit down with your Texas REALTORS TIFFANY SHARKEY AND TONYA PEEK 214-356-4472 and compare your wants and needs. It's also important to look at both long and short-term costs associated with each house. Examples include remodeling, maintenance, and landscaping costs. You'll also want to consider resale value. Buying a home with good resale potential may be just as important as fitting your current needs, depending on how long you plan to stay in the home. … (0 comments)
tiffanysharkeycom: YOU DO NOT NEED 20% DOWN TO BUY A HOME
- 09/27/09 06:14 PM
You don't need 20% down to buy a home According to a survey by Fannie Mae, 44% of all adults believe you need a 20% downpayment to purchase a home. That's simply not true. There are a variety of lenders who offer low-interest mortgages to qualified buyers that require a downpayment as low as 3% of the purchase price. There are also downpayment and closing cost assistance programs available to Texans. Contact your Texas REALTORS TIFFANY SHARKEY AND TONYA PEEK 214-356-4472 for more information. … (0 comments)
tiffanysharkeycom: GET A CLUE....
- 09/27/09 06:12 PM
Get a CLUE If you are considering buying a home, ask the owner to provide you with the CLUE (Comprehensive Loss Underwriting Exchange) report of the home. CLUEs contain the insurance claim history of the property and can help you determine some of the problems that the house may have.CONTACT TIFFANY SHARKEY AND TONYA PEEK 214-356-4472 TO LEARN MORE ABOUT CLUE REPORTS. … (2 comments)
tiffanysharkeycom: MAKE IT IN WRITING...
- 09/27/09 06:10 PM
Make it in writing If you're ready to make an offer on a house, be sure to put everything in writing. Offers usually include proposed purchase price, concessions, earnest money, and more. There may also be several items to address in addenda to the contract. Your Texas REALTORS TIFFANY SHARKEY AND TONYA PEEK 214-356-4472 to help you determine which forms to use and how to fill them out to be clear about your offer to buy the property … (0 comments)
tiffanysharkeycom: DEFINE YOUR SEARCH...
- 09/27/09 06:08 PM
Define your search Before taking that first step in the homebuying process, consider several important pre-purchase decisions, including what type of home, location, size, and neighborhood works best for you. Defining your search from the get-go will alleviate some of the anxiety associated with the homebuying process.CONTACT TIFFANY SHARKEY AND TONYA PEEK AT 972-977-2254 AND USE THE WEBSITE SHARKEYPEEKGROUP.COM TO SEARCH FOR AVAILABLE HOMES IN YOUR AREA. … (0 comments)
tiffanysharkeycom: CAN A POOL ADD TO THE RESALE VALUE??
- 09/27/09 06:06 PM
Can a pool add to the resale value? Contrary to popular belief, swimming pools often do not add significant value to a home. In fact, some families even avoid purchasing a home with a pool because of the well-publicized safety issues concerning young children and/or pets. Consequently, owning a house with a pool in the back may reduce the number of potential buyers when you try to resell. If you want a pool, do so for yourself. Don't look at it as a way to boost your property's resale value.CONTACT TIFFANY SHARKEY AND TONYA PEEK FOR ALL YOUR POOL/RESALE RELATED QUESTIONS … (3 comments)
tiffanysharkeycom: NO MAJOR CHANGES....
- 09/27/09 05:54 PM
No major changes When you're considering buying your first home, it's important that you don't make any major changes in your life, such as quitting your job, opening or closing bank accounts, or opening new accounts at retail stores. This could make it difficult for you to get approved for the best possible mortgage rate and could adversely affect your credit score. You also need to realize that the amount of money that goes into this process is substantial. Many buyers' agents provide homebuyers with a cost breakout sheet to consider all items you will need to start paying immediately. This … (0 comments)
tiffanysharkeycom: WHO TO TIP AND WHO NOT TO TIP AND HOW MUCH????
- 12/08/08 10:20 AM
10 Workers to Tip This Season Tipping this holiday season may sound too fancy for your budget. But when you consider that many of the people you tip get anywhere from 8 to 68 percent of their income from tips, you may want to give these helpful folks a break and plan for an added service charge. 1. BartenderBase Pay per Hour: $7.30Tips per Hour: $10.30Percent of Total Hourly Income in Tips: 59% Fortunately for this service provider, we all tend to get a little more generous as the night goes on. But, it's a good thing when you consider that bartenders … (0 comments)
tiffanysharkeycom: MORTGAGE APPLICATIONS ARE UP 112% OVER LAST WEEK DUE TO FED BUYING MORTGAGE BACKED SECURITIES AND DEBT!!
- 12/08/08 07:38 AM
I INFO THAT HITS US WHERE WE LIVE Mortgage rates have been dropping since the Fed announced it would buy $600B worth of mortgage backed securities and debt issued by Fannie Mae, Freddie Mac and Ginnie Mae. In this environment, mortgage applications last week were up 112% over the previous week. That shows the effect lower rates can have. It's estimated that each 1% decline in mortgage rates roughly amounts to a 10% increase in homebuyer purchasing power. This can generate an estimated 500,000 more home sales.Apparently the Treasury Department knows this too, since last week it announced a plan to … (0 comments)
tiffanysharkeycom: A TESTIMONIAL ON HOW IMPORTANT STAGING A HOME REALLY IS...
- 12/08/08 06:40 AM
I wanted to share with you one of my home stagers latest success stories. An investor picked up one of my my home stagers business cards from another home she had staged in his own neighborhood and he is very glad that he did.One of his investment properties had been on the market for 60 days with no offers and very few showings.After he saw my home stagers business card and some of her work she has done on our Sharkey Peek group listings he decided to stage some of his investment properties.The first property he staged received 2 offers 10 days after staging...even with a PINK MASTER BATHROOM! You're … (0 comments)
tiffanysharkeycom: LONG STORY SHORT ABOUT HOW OUR ECONOMY GOT WHERE IT IS....
- 12/08/08 06:25 AM
YOU HAVE TO WATCH THIS YOU TUBE CLIP FROM THE FRED THOMPSON CHANNEL.IT SUMS UP OUR ECONOMIC STATUS VERY WELL AND MAKES YOU WONDER WHAT THE WORLD WILL BE LIKE FOR OUR GRANDCHILDREN AND GREAT GRANDCHILDREN???http://www.youtube.com/profile?user=fredthompson … (0 comments)
tiffanysharkeycom: THE ECONOMY CHANGES THE WAY EXPECTING MOTHERS NAME THEIR CHILDREN.....
- 12/08/08 06:10 AM
Parents get serious about baby names in tough year The top boy's name for the year remained Aiden, followed by Jayden, Ethan and Jacob with classic names like Matthew, Jack, Michael, Alexander, Daniel and William all featuring in a list of the top 50 most popular names. The list, compiled from thousands of baby name entries on the specialist baby website BABYCENTER.COM, found that Emma replaced Sophia as the top girl's name followed by Isabella and Olivia with Sarah, Elizabeth and Anna also popular. With the United States consumed by politics all year, presidential names also made a return, such as … (0 comments)
tiffanysharkeycom: NEW HOME BUILDERS/PRE-OWNED HOMES ARE NOW COMPETING AGAINST FORECLOSURES...
- 12/07/08 06:20 PM
10 Tips for Competing Against Foreclosures Builders have a formidable new competitor on their hands. Foreclosed homes, with a huge price advantage over new ones, are outselling new homes in many markets. Though it's virtually impossible to compete against foreclosures on price, builders report some success swaying potential buyers using the following techniques. Consider the following: Get to know competing foreclosures intimately. Make sure your sales people get out to see every competing foreclosure and the shape it's in. The lot may be overrun with weeds, the windows broken, and the appliances vandalized. The house may not even be livable at … (1 comments)
tiffanysharkeycom: WHAT IS PMI AND HOW DO I GET RID OF IT???
- 12/07/08 06:10 PM
What is PMI and how to get rid of itBecause residential real estate transactions are secured by a very valuable asset: the home itself. If a borrower defaults on a loan, the risk for the lender is often only the difference between the value of the home and the amount outstanding on the loan, less the amount it costs them to foreclose and resell the property.For this reason, lenders are very wary of lending more than a certain percentage of a home's value. Traditionally, this has been 80 percent. The cushion this provides the lender helps ensure that their losses from … (0 comments)
tiffanysharkeycom: UNITED STATES HEAVEN ON EARTH??
- 12/07/08 05:55 PM
USA has long been a longing place to live in for every citizen of the rest of the world. USA offers you a highly technical and independent life which you hardly find in other Parts of the World. It is the place to work, earn, learn and enjoy with the family. In other words it's a dream land where you can fulfill your most cherished dreams comes true. Though real estate in America is in high demand, it is affordable by everyone. United States can be called the Heaven on Earth. It reveals its beauty as if God made it when he … (0 comments)
tiffanysharkeycom: HOME REFINANCING BASICS....
- 12/07/08 05:48 PM
Home Refinancing Basics Before you refinance, know the pitfalls as well as the advantages In recent years, millions of homeowners have taken advantage of low rates and refinanced their mortgages. This article describes the advantages and possible pitfalls associated with a "refi." Before You Start:
Remember that refinancing to reduce debt can be a smart move, but refinancing in order to borrow more for consumer purchases (car, vacation, etc.) could set you back significantly. Read the fine print on your current mortgage to learn whether you'll be assessed penalties or fees for "getting out" of that loan early. … (0 comments)
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