consumer advice: Tuscaloosa Real Estate FAQ: Do I need a survey for a Tuscaloosa home?
- 08/02/12 11:21 AM
Tuscaloosa Real Estate FAQ: Do I need a survey for a Tuscaloosa home? Yes! Yes! Yes! I don't care what your friends say..."Oh, my agent didn't recommend one for me." I don't care what your lender says..."Oh, we usually don't do those." What I do care about is my Tuscaloosa home buyers and home sellers and your biggest investment. Surveys establish what you are buying. Don't you want to know? Rather than rely on landmarks or what everyone thinks are the property boundary lines, get yours in writing from a professional surveyor. A buyer's agent can ask the seller's agent for … (3 comments)
consumer advice: Tuscaloosa Real Estate FAQ: How long should it last?
- 07/29/12 07:03 AM
Tuscaloosa Real Estate FAQ: How long should it last? Whether you are evaluating a home for purchase or considering placing your Tuscaloosa home on the market or just trying to figure out if you can expect more out of the products on which you spend your money, it helps to have a time line of life expectancy of home components. This includes light switches, trim, countertops, flooring, hot water heaters...the little things that go into a Tuscaloosa home beyond bricks and wood beams. BankRate has guidance for how long the components of your Tuscaloosa home will last. Of course, you need … (0 comments)
Energy Savers- a guide from the EPA on maximizing your energy savings for your Tuscaloosa home.
If you are a seller, stop by my website for this report:
Getting It Sold: Tips for Maximizing the Sale of Your Tuscaloosa, AL home.
… (1 comments)
consumer advice: Kiddie Condo Loan in Tuscaloosa AL
- 06/21/12 10:38 AM
Kiddie Condo Loan in Tuscaloosa AL Or a house. Do not let the name fool you. The Federal Housing Administration (FHA) allows parents to buy a home that their child can live in during their college years. Search for homes within two miles of The University of Alabama. The Benefits of the Kiddie Condo Loan in Tuscaloosa AL: Rent can be collected from the child’s roommates. The down payment is 3.5%. Parents receive the benefits of an owner-occupied loan program, such as low down payment (3.5%) and low interest rates (owner-occupied rates, not second home or investor rates, which are higher). … (1 comments)
consumer advice: Interested in a Dave Ramsey Course? Help for Buyers with Credit Issues
- 06/21/12 05:13 AM
So many people indicate their interest in purchasing a home...then, when they go to the loan officer, they find out that their credit issues are really hurting them. Home ownership comes with responsibility. A first step is making sure that your financial house is in order. I want everyone who wants to do so to be able to take advantage of the USDA program and city grant program information that I sent out earlier this week. I am thinking about putting together a Dave Ramsey Financial Peace University for my contacts who have expressed an interest in buying a home, … (0 comments)
consumer advice: USDA Home Loan Program Extended to Tuscaloosa and Northport AL
- 06/18/12 01:30 PM
Several people have asked me about the USDA Loan and $5,000 Tuscaloosa City Grant Programs for buying a home. The USDA has extended its home loan program to Tuscaloosa and Northport for the next 12 months to help rebuild the city. Income limit of around $74,450 for families of one person to four. For those who have asked, your email will be to you tomorrow morning. If you want the information, just let me know by comment, message or text. It is best delivered by email since it has a document attachment and some links. … (0 comments)
consumer advice: Minimize Stress when Buying or Selling a Home In Tuscaloosa AL
- 06/17/12 11:37 AM
Minimize Stress when Buying or Selling a Home In Tuscaloosa AL by adding these simple tips to your to-do list. Did you know that moving, death, and divorce top most people's list of stressful events? here are some things you can do to minimize stress when you are ready to make a move: Consider how long it will take from the time you make an offer on a property until the transaction actually closes. Once an offer is received and accepted, it may take anywhere form 30-45 days to obtain financing, perform a title search, and get an appraisal. When you … (0 comments)
consumer advice: Tuscaloosa Real Estate FAQ: Appraisal- What is it?
- 06/17/12 09:24 AM
Tuscaloosa Real Estate FAQ: Appraisal- What is it? My clients and customers asked many similar questions. Many ask about appraisals, how an appraisal can help them sell their Tuscaloosa home or buy Tuscaloosa real estate. Here is a short guide to UNDERSTANDING THE APPRAISAL PROCESSBEFORE THE APPRAISAL INSPECTIONWHY IS A REAL ESTATE APPRAISAL NECESSARY?Usually the appraisal is part of a loan application where real estate is being used as collateral or security for a loan. The lender needs an accurate and unbiased estimate of value, which can be used in the loan application process.WHAT DOES A REAL ESTATE APPRAISER DO?A real … (1 comments)
consumer advice: Tuscaloosa Real Estate FAQ: Beth, can you help sell my home in XXXX?
- 05/28/12 11:08 AM
I actually get this question frequently. The phone rings, and it's "Beth, can you sell my home/help me find a home in Huntsville?" "Can you help me sell my house in Georgia?" "Can you help me sell my house in Florida?" "What is my home worth in California?" These questions come from good friends, family, former clients, and anyone else who has a relationship with me.
If you are asking this question, there is a better question to ask your real estate friends or your real estate professional. It is, "I want to buy/sell in XXXX. Can you recommend … (0 comments)
consumer advice: Tuscaloosa Real Estate FAQ: My agent was awful. Can't I do it myself?
- 05/28/12 10:51 AM
First, I want to apologize. I am truly sorry that anyone anywhere ever has had a bad experience with a real estate agent. If we all lived in "Beth Land", this would not happen. However, it does. Just like a meal, would you never eat out again if you had one bad restaurant experience? Of course not, you might not go back to that restaurant, but you would definitely try others. Your house and its acquisition or disposition are far more important than a $50 meal. Use a real estate professional to preserve your sanity and your investment. So, let's talk … (0 comments)
consumer advice: Tuscaloosa Real Estate FAQ: How much is my home worth?
- 05/28/12 10:29 AM
I have no idea. Tell me about it. That means tell me about the floor plan, the number of bedrooms and bathrooms, the square footage, your history with the home, and any improvements that you have made. Why do you want to know the value? Is it for your own general knowledge? Are you trying to refinance? Are you thinking of selling? There are several ways to determine a home's value. For refinancing and legal purposes, an appraisal by a professional appraiser will be required. Those vary in cost, up to around $500, depending on the property. For most other instances, … (0 comments)
consumer advice: Tuscaloosa Real Estate FAQ: What are the steps to buying a home?
- 05/20/12 11:10 AM
What are the steps to buying a home? As a first time home buyer or a 50th, it can always change, but here are some basics.So, you're ready to find a new home. You may be upgrading to a larger home or moving into a better neighborhood. You may already have a good sense of what you are looking for in your next home. But, a big obstacle to purchasing a new home is the sale of your existing home. The equity you have built in your current home can serve as the down payment on your next home.If you currently … (0 comments)
consumer advice: Tuscaloosa Real Estate FAQ: Who Do I call?
- 05/18/12 05:23 AM
Need utilities turned on or off? Got a problem? Here is a list of numbers to call: Tuscaloosa City One Call to City Hall/Information Line: 311- They can assist with Abandoned Vehicles, Animal Control, Building Code Violations, Trash Pickup, and Zoning Violations in the City of Tuscaloosa.
Water & Sewage
Tuscaloosa Water & Sewer 205-248-5500 or 205-349-0230
Buhl-Elrod-Holman Water Authority Sipsey Valley Rd. Tuscaloosa, AL (205) 333-0231
Carroll's Creek Water Authority 14462 Firehouse Road, Northport 205-333-1140
Northport Water & Sewer 3500 McFarland Blvd., Northport 205-339-702
Peterson Water Works Holt Lock and Dam … (2 comments)
consumer advice: Tuscaloosa Real Estate FAQ: How do I find out the price of my home?
- 05/18/12 03:53 AM
A real estate agent can give you a suggested price for your home. Many agents send out periodic market snapshots to their customers and clients. All you have to do is visit their website or ask. I went to lunch with a friend of mine yesterday. I know that she and her husband are looking forward to retirement, but it will probably be a few years until they actually place their home on the market. When she asked me how to find out the price at which her home would sell, I told her that I would be happy to send … (0 comments)
First, I ask my buyers if they want a foreclosure or if they want the best deal. Ninety nine times out of ten (yes, 10), they want a deal. We all do. What a deal consists of is different for everyone. For some, it means the lowest price. For some, it means where price, sweat equity, and my buyer's particular choice of amenities (school district, neighborhood, pool, location, etc.) all meet at a particular point to make a particular home work for the buyer's situation. For many … (0 comments)
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Beth Spradley
Selling Homes & Investments in Florida and Alabama
Agent musings and consumer advice for real estate in Tampa, Tampa news, homes for sale in Tampa Bay, and fun things to do in Tampa Bay. My team and I work all of Tampa Bay, and we welcome your referrals!
Tuscaloosa Real Estate FAQ: Do I need a survey for a Tuscaloosa home?
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