tyson bradley realtor: Home Buyer Frequently Asked Questions – What is Title Insurance?
- 08/18/13 07:25 AM
When buying a home in Virginia Beach VA, you will be asked if you’d like to purchase tittle insurance. Title insurance protects you, the new owner, of any problems affecting the property’s title that may arise at a later date. Most Virginia Beach VA real estate agents can explain the two types of title insurance; the first is an owner’s policy which protects the buyer, and the second is a lender’s policy, which covers the lender. Your lender will purchase a title insurance police to protect their interest of the loan, but it is up to you, as the buyer, to obtain … (1 comments)
tyson bradley realtor: 5 Main Factors that Affect Your Interest Rate in Virginia Beach VA
- 08/16/13 01:06 AM
If you've ever wondered what the main factors affecting the quoted interest rate for your new home, here is a list of the top five factors that can affect your interest rate for a new mortgage. Of course, each individual situation is different, but when you’re considering buying a home be sure to keep these in mind! Credit Score: Your credit score is one of the most important factors that will determine your rate. Property type: There can be pricing adjustments for condos and multi-family properties as opposed to a single-family purchase. Loan to Value: This is your down payment for a purchase … (0 comments)
tyson bradley realtor: 5 Ways to Increase Your Credit Score When Buying in Virginia Beach VA
- 08/12/13 06:36 AM
When buying a home in Virginia Beach VA, it’s important to take the necessary steps to increase your credit score. You want to ensure you have the highest credit score possible, so you will be better positioned to qualify for the best possible mortgage rate and products. Here are the top 5 ways to increase your credit score: Pay-off Credit Cards – Credit cards and other revolving credit is helpful to establish credit, but before you begin looking into a mortgage, pay-off all balances. Clear-Up Collections – If you’ve had a debt go to collection, pay the amount owed. The collection … (0 comments)
When buying a home in Virginia Beach VA, you will be asked if you’d like to purchase tittle insurance. Title insurance protects you, the new owner, of any problems affecting the property’s title that may arise at a later date.
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