Business Credit Blog

  The amount you owe in comparison to the credit limits available weigh heavily on your credit scores. FICO® states that 30% of the amounts owed on your credit reports factor into your credit score calculation. Most articles and industry "experts" talk about keeping your credit/revolving balance...

I know what you're thinking, a video game? I had to see it with my own eyes and I actually had fun playing the game. The U.S. Treasurer, Anna Cabral says that "Many consumers need to better understand how to control their credit:" Bravo! If designing this web site helps consumers learn about cre...

  Each time you apply for credit, a credit inquiry is initiated which in turn can lower your credit score by as much as 8-12 points. If you get turned down for credit, you might even try another credit source resulting in still another credit inquiry.   The problem, however, is that you now have...

Most individuals who own credit cards annually check their credit scores with the three agencies; Equifax, Experian, and TransUnion.  While these scores are important in obtaining credit, loans, and lower interest rates, there seems to be several credit score myths that need to be debunked. Myth:...

Your payment history accounts for 35% of your credit score according to Fair Isaac. The most common advice you will hear from every so called "credit expert" is make your payments on time. While this is the basics of building and maintaining a good credit score let's go way beyond that. Each time...