The Road To The Perfect Purchase Loan! Sheryl Arndt 760-486-4225 What are the loan program perimeters you are trying to fit?
What are your fico scores? Are you looking for FHA, Conventional, USDA Rural loans? Are you a Veteran? I am a Navy Veteran. Are you looking for a low out of pocket expense loan? Are you looking for a zero down payment program loan? Do you want the lowest interest rate? Do you want to buy and include your closing costs in the rate? Do you have a large down payment? Do you have good, bad or … (2 comments)
I am a Veteran and specialize in VA/CalVet home loans or the USDA Rural purchase loan and many other loan programs to fit your financial needs. You have to be a Veteran or surviving spouse of a Veteran to qualify for VA or CalVet. Most lenders have a minimum fico score requirement for VA but there is no fico score requirement for VA or CalVet. VA is more strict in there guidelines and credit requirements but CalVet does manual underwriting for the tougher credit issue files. I can analyze your credit reports … (0 comments)
usda rural: Which loan is right for me? FHA or Conventional loan?
- 12/30/14 02:36 AM
Which loan is right for me? FHA or Conventional? What are your fico scores? This loan choice is all going to depend on what your credit profile, fico scores, debt to income ratios and how much you want to invest into the down payment and closing costs will be? *As low as 0, .5% down, (half percent down), 3%, 3.5%, 5%, 10%, 15%, 20% down and up to invest towards the down payment and closing costs. The minimum fico score required to qualify for an FHA loan is between 500-579 requires 10% down. If you have a minimum 580 fico score, you may … (0 comments)
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