sacramento: Sacramento hospitality financing. Quick closings 916-847-7212 - 06/02/14 12:48 PM
Quick closing hotel loans
Projects that need rehab welcomed
Stated income and interest only options
Sacramento area commercial real estate lending
916-847-7212
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sacramento: Sacramento commercial refinance. Quick closing commercial loans - 05/29/14 12:00 AM
Stated income and interest only commercial loans
Multifamily
Retail
Mixed and special use
Bank turn downs welcomed
Quick closings
916-847-7212
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sacramento: Multifamily loans. Sacramento / Roseville Quick closings - 05/28/14 01:35 PM
Multifamily financing
Purchase and refinance
All credit levels welcomed
Stated income and interest only options
 
Does your project need a face lift? No problem get the funds you need
Quick closing commercial lending
916-847-7212
 
 
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sacramento: Sacramento commercial real estate financing. 916-847-7212 - 05/27/14 11:38 PM
Sacramento / Roseville    Bank turn downs welcomed   Stated income and interest only loans available.   Multifamily Retail Special and mixed use   Commercial real estate bridge financing   Quick closings.   916-847-7212   … (0 comments)

sacramento: Supporting Sacramento area small business is crucial for a recovery. - 02/19/13 09:18 AM
  Supporting small business owners is part of our mission. The small business owner is the back bone of our local economy. Its easy to get tunnel vision and forget who really runs the economy and who creates jobs. Offering financing for this sector is crucial.  Providing business friendly service  and helping them keep as much money in their pocket as possible to run that business is what makes the difference.
  One of the best ways for a small business to thrive is by acquiring the commercial real estate they operate in. This gives them huge tax benefits and other advantages that would be lost if they were renting.
  One of … (0 comments)

sacramento: A site inspection saves time and money in the long run. - 02/19/13 01:58 AM
We recently did a site inspection on a mid size apartment complex in the Sacramento Valley. The owners of the 80 unit apartment complex contacted us requesting financing information and options. After some exchange of information over the phone it was determined that a site inspection would be a great way to get the information needed to start the process as well as getting an idea of the over all condition of the property.
Normally this step is not done by most lenders until a commitment has been reached. Because we are local this allowed the principal to save time in the long … (0 comments)

sacramento: Things that should be in your commercial summary. - 02/18/13 12:54 PM
In order to give commercial lenders as complete an understanding of your project as possible, you need a detailed executive summary which would explain; 
1. Information about the project. 
2. Explanation of the loan amount required and its distribution. 
3. Information about the principals, as to their experience with the type of property if investment . For    small business owners the type of experience with that business type.
4. Demographic and other pertinent information regarding the area, as well as current market conditions.

The next step is finding a commercial lender or lenders that meet your criteria. Such as property type,loan amount and credit history. 


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sacramento: SBA504 is a great tool. Preserve capital and grow your business. - 02/17/13 06:36 AM
One of the advantages of the SBA504 other than the fact that it can go up to 90% is that it is a LOAN TO COST program. This means you can roll into the loan cost associated with the project. 
Other loan programs are loan to value. This leaves the business owner no option but to be out of pocket on some items. 
Example. 
LTV: 80%. 
750K dollar purchase price= 150k down payment plus closing cost plus lets say 100k in tenant improvements and other cost such as equipment and closing cost. Making it well over 20% out of pocket. 
LTC: up to 90% 
750K purchase price … (0 comments)

sacramento: Understand your pre-pay before you sign. Commercial financing info. - 02/16/13 09:30 AM
Understanding your pre-payment language is very important. Many times the calculations that are made while underwriting a commercial loan lead to mistakes that can add up. Not being familiar with how to calculate a pre-payment penalty on a commercial loan can not only cost you money but also time.
   The property note under the supervison of an experienced underwriter has the information needed to do these calculations. You may be over paying or even worse be surpriesed at closing that you are getting less than you thought or have to come to the table with out of pocket money.
   Lenders will many … (0 comments)

sacramento: Keeping your commercial property up to date is crucial. - 02/16/13 09:17 AM
No matter what commercial lender you are looking to use the end result will be the same when it comes to items that have to do with keeping the property up to date. Deferred maintenance is done to ensure that the lending institution secures its investment to its full value.
Many times this part of the process is done wrong by rushing the process of a multifamily site inspection or by thinking that you may get away with the bank not asking to have certain repairs done. 
Another problem is that the loan process starts moving and some of these items do … (2 comments)

sacramento: Warehouse Artists Lofts or WAL is a project located on R Street in Downtown Sacramento. It’s this type of activity that is attracting lenders to once again look at the Sacramento market. - 02/16/13 08:04 AM
Commercial lenders are once again honing in on the Sacramento market. Construction projects like the one on R Street are brining in hundreds of workers to the area. This will help stimulate the downtown business. This activity allows commercial lenders to feel better about investing in Sacramento. 
 
While local Banks are once again making loans, large institutional lenders are going for it as well. This is good news for those looking to get some money for projects of their own. 
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sacramento: Marina financing. Sacramento area commercial lending - 07/10/12 07:15 AM
Marina financing is available for the Sacramento region. 
Other small & large commercial property lending available
Unusual property types welcomed
Ground up development!
Helping small business owners and investors finance commercial property
Loan programs tailored for all credit levels! 
Purchase or Refinanace.
~ Loan amounts of $300,000 & up~ Purchase or refinance~ Quick and easy closings~ Cash out available~ Difficult, unique and non-conforming properties~ Less than perfect credit - OK!
No wasted time quick turn around times!!
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sacramento: *Sacramento area commercial bridge loans. Rates at all time lows. - 07/09/12 09:48 AM
Sacramento area commercial bridge loans with rates starting in the 5's. 
   Access commercial bridge financing for your Sacramento area commercial project.
We work with sources that offer commercial loan programs with fixed and adjustable rates.
Commercial bridge lending with interest only options available. 
 
   Commercial rates are at all time lows. If you are in the Sacramento region and looking for commercial financing for your property we can help.
   We work with multiple commercial lenders. Work with experienced underwriters.
 
Other loan programs also available.
 
 
 
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sacramento: Access multiple commercial lenders and programs. Sacramento area - 06/24/12 11:53 PM
Are you having a hard time getting a loan in the Sacramentpo Valley.
 With so many people getting out of the lending business, agents investors and building owners are having to look for new options. Combine this with a record number of bank turn downs and you have yourself a very frustrating situation.
We work with multiple sources allowing us to deliver when others can not.
We work with all credit levels and situations and have been doing so for many years,commercial is all we do.
From A paper to equity based loans.
      Flexible conventional commercial loans
Owner occupied
Purchase and refinance
Great … (0 comments)

sacramento: Having this ready will only make things go faster. Commercial lending - 06/24/12 12:02 PM
Do not waste time when looking for commercial financing. Having some simple things ready will make the difference when the time comes to get the deal moving.
1- Rent rolls or leases. This piece of information allows a lender to establish rental history.
2- Financials. Not individual financials but for the property. 2 years and year to date are best but any kind of information that relates to the financial history of the property is better than nothing.
3- A purchase contract. This is a must if looking for actual terms and rates. If this is a refinance your current note information.
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sacramento: Sacramento area multifamily loans. Multiple lenders and programs - 06/23/12 12:22 AM
Access multiple multifamily lenders  with a like for the Sacramento area. Loans for purchase,refinance.

Flexible commercial financing for your multifamily or apartment project.
~ Experienced underwriting.
~ Great knowledge of the Sacramento area and market.
~ A network of local and nationwide multifamily lenders.
Take advantage of great rates and terms for your multifamily lending need. Looking to refinance we can help you. 
 
Several loan options available.  Ohter properties welcomed
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sacramento: Sacramento area commercial bridge lending. Commercial financing - 06/23/12 12:18 AM
Access sacramento area commercial  bridge lenders.  Bridge loan programs that offer fixed and adjustable rates. . Interest only options are also available. 
Bridge lending is very common right now.
Rates are at all time lows. If you are in the Sacramento region and looking to refinance your commercial property we can help.
 We work with multiple commercial lenders that have a like for Sacramento area commercial property. 
 
Other loan programs also available.
 
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sacramento: Wolf in sheep's clothing. Sacramento commercial financing info. - 06/21/12 11:17 AM
  Just a couple of days ago I saw an add for commercial lending that blew my mind. And it read like this.
  Commercial loan officer needed for fast growing company. Nationwide lender seeks loan officer no experience required. Commercial real estate financing is booming don't miss out. Tons of money to be made for more info call XXX-XXXX
  Being the person that I am I called. Sure enough the person who answered says yea it's easy you get a cubicle and a phone list and away you go.
  I said. I really don't know anything about commercial real estate, he said no … (1 comments)

sacramento: Things to consider when looking for mobile home park financing. - 06/21/12 10:30 AM
   While many banks offer regular commercial loans finding a lender that offers mobile home park financing can be a bit more difficult. If you are in the market for a mobile home park loan in the Sacramento valley here are some things to consider before committing your time to a lender.
1- Ask the lender if they are familiar with the area your park is located.
2- Have they worked with this type of property before.
3- If there is interest will they visit the property.
 
   While there is much information needed to underwrite a mobile home park loan this will give you … (0 comments)

sacramento: Great rates on commercial loans.Sacramento area commercial lending - 06/20/12 11:58 PM
Access Sacramento area commercial real estate financing. Commercial real estate loans for purchase and refinance with both long term and short term products. 
Sacramento area commercial real estate lending is  avaialble for purchase or refinance of your current note. THE TIME IS NOW WHILE RATES ARE AT ALL TIME LOWS
~ Commercial real estate properties welcomed such as multifamily,office,hotels,retail,office,mixed use and more.
~ Long term and short term lending.
Take advantage of great rates and terms for your commercial real estate property.
  
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