Just some of the highlights of 100% Rural Housing mortgages in Florida -- Rural Housing /USDA Loans require NO money down – up to 103.5% financing. Rural Housing /USDA loans have NO monthly mortgage insurance costs (PMI) like other loans. Closing costs can often be included or rolled into your loan with the Florida Rural Housing program. There is NO maximum loan amount with Florida Rural Housing. Your loan amount is set based your income and debts You do NOT need assets to qualify for the Florida USDA Rural Housing Program. Qualifying for a Rural Housing USDA loan with lower (0 comments)