USDA Loan Pro

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Mortgage and Lending - Metroplex Mortgage Services - NMLS ID# 185288



The Do's and Don'ts for USDA Loan Eligibility Buying a home can be overwhelming, so I created a great “To Do” list for helping First Time Home Buyers stay on the right track when qualifying for a USDA Home Loan. There are many situations that can come up during the USDA Loan eligibility process t...
What is USDA Manual Underwriting? Many mortgage loans are analyzed through automated underwriting systems (AUS) which provide greater efficiency and effectiveness. However, there are some added benefits to loans that are analyzed with USDA manual underwriting guidelines. Due to the usage of autom...
Do you know all of the benefits offered by a USDA Rural Home Loan offers? The USDA Rural Home Loan program allows financing for eligible areas with no down payment requirement. The program also allows the ability to finance closing costs up to the appraised value of the home, helping reduce out o...
USDA Loan Eligibility Tip: Cash, Check, or Money Order?  This week is an important USDA Qualifying tip because many don’t realize some of the basic rules that when not followed, can either delay or worst case, stop a transaction. This is a great USDA Loan Eligibility reminder for both new pre-qua...
Do USDA requirements allow financing for a home with an in-ground pool? This week’s USDA loan tip will explain how a USDA Rural Home Loan can help your client purchase the home of their dreams, including the pool! If you have a client purchasing a home with a pool and they have USDA financing, th...


USDA Loan Pro
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Sean Stephens has an expertise in mortgage lending with experience since 1998. With his extensive loan knowledge, Sean has dedicated himself to become the “USDA Loan Pro” and help people discover the many benefits of the USDA Rural Home Loan Program along with how it can empower them to homeownership. In 2001 he founded Metroplex Mortgage Services, Inc. in Tampa and since then has built a team laser focused on helping homebuyers navigate the financing maze of VA, FHA, Conventional, and of course the USDA program. Sean currently holds his mortgage license in Alabama, Florida, Tennessee, and Texas. And best of all, he loves what he does!