Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.

ARCHIVED BLOG POSTS

2011 

This is a great post and I saw it thanks to Donne Knudsen's I am calling my own shots post. I totally agree the only one who wins in this style of a transaction is the agent who got to double dip and the seller who likely garnered a higher sale price from this. Great read and worthy of the reblog...
07/31/2011
I happened across this post earlier today and thought the info was good enough I wanted to share it with others and get it more exposure. This is sound advice for both seasoned investors as well as those just starting out. Enjoy the read... While Open Door Auctions doesn’t specialize in foreclosu...
07/31/2011
Ahhh... The feature post! Why does it make us feel so good?   I wrote an article title "Just Quit Already" and to my surprise it was featured a few days ago. I came back from an appointment and noticed I had a ton of emails from AR saying "comment on your article just quit already". I started goi...
07/31/2011
Mortgage rates making major improvement... but hold on! Wow is all I have to say from today's open. The market reacted exactly as I called on Monday this week with its 30-50bps swings up then down as nerves and positioning to try to determine the Debt Ceiling deal and how it will unfold was all i...
07/29/2011
50 Comments
Just quit already! You don't work, you complain about the current state of our economy and industry. You hate our lack of leadership. You don't like your underwriters or lenders and everyone is conspiring against you! Or is that just perception and attitude? Thats right you know who you are and s...
07/28/2011
Treasuries stabilizing even as debt ceiling approaches... interesting. Good morning AR readers and members and as I wrote on Monday has held true with average of 30-50bps swings up and down each day today brought us a gap up open of +22bps to reverse some of yesterdays losses, that reversed that ...
07/28/2011
I just saw this and wanted to reblog as it is very good info and likely some are not aware of. This can likely help homeowners looking to qualify for these low fixed rates have an additional option to review and see if they can qualify for.   Worthy of a read and bookmarkIn October of 2008, the P...
07/27/2011
Mortgage Rates holding true to Monday's call. Today's downward trend is not shocking as it lines up perfectly with yesterdays large gains. While the debt ceiling looms ever closer and over the heads of all I do not expect to see anything different than the patterns we are seeing this week. Until ...
07/27/2011
When NO really means NO!... and when it doesn't We have all heard this expression, from growing up, to dealing with others. There are times when NO really means NO and others when it doesn't. So how do you determine when its appropriate to continue to ask, after bring told NO and when its not to?...
07/26/2011
Mortgage rates remain choppy FNMA 4.0 is currently sitting at +22bps for the day 100.563 and the 10Y is +11/32 and yield is below 3 at 2.96% Here is the rest of today's news... Case-Shiller 20-city Index: Actual -4.5%,  prior -3.96% (consensus -4.4%) Consumer Confidence: Actual 59.5, prior 58.5 (...
07/26/2011
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David Shamansky

Creative, Aggressive & 560 FICO - OK, Colorado Mtg
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