Life, Lessons, Encouragement and a little market insight to boot

Follow me
Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.



How to make a $1,000,000 5 easy steps. Find an a product or area of a process that has issues, or holes in it, and create a fix or improvement that creates an improvement to the item or process so it can benefit others and all involved Give away some of your services for FREE (yes I said the word...
Leadership, Vision, Purpose, balance... who needs it? Leadership... You aren't the boss so who cares, right? Vision... You don't own the company so what does it matter, right? Purpose... You work hard... most times or at least sometimes, right? Balance (lol)... sure in this day and age its a 15 p...
Highlands Ranch and Denver CO Mortgage Rate Watch. What are the markets doing today and more importantly what direction do they appear to be positioned to trend? The big factors for today seem to be positioning them to a slight improvement back into the rate markets. here are the driving forces t...
Seeing Stars... Day Dreamer or Visionary? So what makes someone a visionary while another one gets cast as a daydreamer or fool? How do some see and shoot for the stars and others only see stars after they get up from their fall? Why is it that some of the oddest and craziest (looking or acting /...
75 and still enjoying the rain... Well if you are confused as my picture does not represent me as someone 75 would look, remember this... many many people use pictures today from days gone by and that makes no sense to me. Show who you are TODAY! If someone meets you after seeing your picture and...
BEWARE... Your "buyer" may be a Fed Agent! In an ongoing effort to remove fraud and suspicious actions in our industry the Feds have taken further action by going out and presenting themselves as "Straw Buyers" and disclose to those involved in the transaction their true intention to see how they...
Rating Agencies like Big Tobacco... (LIARS) and EXPOSED Yes, I said it, and this isn't the first time. The problem with housing and financial collapse did NOT stem from bad brokers. Anyone with 1/2 a brain can see that a broker, and even a large mortgage banker, does not create product or control...
Looking for an expert?... You've come to the right place!         It doesn't matter if you are looking for a Realtor, inspector, a lender, credit repair or restoration, short sale specialist, modification info and insight for real and fake, how to guides, social media, technology... and the list ...
UAD Appraisal requirements pushed back it's roll out date from 9/1/11 to 1/1/2012. Is this a sign of things to come? Probably, with 2012 being an election year, the economy in the tank still, millions of homeowners underwater and the current administration doing nothing but talk of change, they n...
  Could it be? A program from Capital Hill that makes sense??? Time will tell!       I guess after 3 years of decline and or no real or sustainable growth, the brain trust on Capital Hill has finally returned to focus on housing and the real strength and realization, that without it we are not go...

David Shamansky

Creative, Aggressive & 560 FICO - OK, Colorado Mtg
560FICO and High DTI are among some of what we say Yes to
Spam prevention

Additional Information