Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.

ARCHIVED BLOG POSTS

2011 

mortgage rates likely flat today With all the recent buzz and fear and gains in the bond market today is looking like it will be a "wait and see" day. At least let me say "wait and see" what happens later this afternoon for the 32B in 3 yr treasuries being auctioned. If this goes well rate may se...
08/09/2011
Quick tip to save you thousands every year!!! So getting everything together to reopen my former business I realize there are some things that I discovered that truly everyone should consider doing on a semi or at minimum annual basis. Things we do because we do them but if attention were given c...
08/08/2011
This post was so good I couldn't pass up getting it more exposure. It basically calls out the think before you act concept and the ramifications of not doing so! A very worthy read!Consumers always have a portion of their rationale dedicated to their own perceptions, knowledge and finding. In oth...
08/08/2011
As I and several others predicted today's news has created a reversal of Fridays sell off. FNMA 4.0 coupon is back up over 103 again and currently sitting at +46 bps for the day. The 10Y is also fairing well at + 1 21/32!! The yield is at 2.37%!!!!!!!!!!! No guarantee on how long this will last b...
08/08/2011
This is simply too good a set of points to pass up. Especially when you read and see they came from someone who still writes and celebrated a 90th birthday. If that isnt words from someone who has lived it out then what is? Enjoy... Growing older, words to live by.  Here is a series I want to sha...
08/07/2011
This article hits the nail on the head! I write about motivation, attitude and positivity a lot as I know how critical it is for success. This does the same thing from the opposite view point! I LOVE IT a very very worthy read! Thanks to the rebloger, as that is how I saw this and wanted to pass ...
08/07/2011
Its hard to stay down when you are looking up. Lets face it when you have a positive attitude even tough times wont keep you down, not for long anyway. If you are happy and look for good in things, that attitude will help you see it through tough times much faster and with better results than if ...
08/06/2011
rain makes a sunny day even better I am fortunate to live in beautiful Colorado. I have heard we have as many sunny days as Phoenix, Miami and San Diego but we have the majestic Rockies. The way of life here is awesome. Great place to raise a family tons of activities and so much focus on fitness...
08/06/2011
Via con dios my darling... All good things must come to an end and usually when they do its ALL bad! Why is this? Upon entering into a partnership of any type, employer/employee, partnership, net branch, affiliation whatever the structure, you have to wonder... how can something that starts out s...
08/05/2011
Mortgage rates cooling off a bit... needed. OK I am in the lending business and say that rates decrease is good to cool off a bit? Yes I do and here is why. I am all for rates at their current levels and we may even see them further decrease, don't gamble when they are this good take what you hav...
08/05/2011
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David Shamansky

Creative, Aggressive & 560 FICO - OK, Colorado Mtg
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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.