Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.

ARCHIVED BLOG POSTS

2011 

The beauty of Colorado So its 80 last weekend snows about 6-8 inches on Wednesday and we get close to 70 today. The old saying of "if you don't like the weather just wait 15 minutes" is oh so true here! That's a fairly common saying here in Denver Colorado. After the 15yrs I have been here, I hav...
10/30/2011
WOW. For those who know me I RARELY ever reblog a post unless I really love it or find there is a need to bring more exposure to it. I have written appx 300 posts and reblogged only about 6-8 if that gives an idea. I caught this post on a reblog and LOVED it! Very true, I see these very same thin...
10/30/2011
Winter Arrives in Colorado!! For the Colorado Rocky Mountains, they call it "white gold". The soft fluffy powder we enjoy here is the "white gold" that brings the residents of Colorado to the ski areas as well as attracts others from all over the country making Colorado a winter sports vacation d...
10/29/2011
Mortgage market Wrap up week of 10/24 - 10/28/11 WOW That is the only way I can start the roller coaster events of this week. Started off on Monday a little weak from last weeks close. Tuesday came in and in anticipation of the Wed news that was causing fear and panic in traders, I expected to se...
10/28/2011
Halloween safety is as easy as 1..2..3 Lets face it Halloween or Beggars night, whatever they call it in your neck of the woods, is upon us. So I have decided to share some basics to keep your kids safe this season and every season. Really this is as easy as 1..2..3 1 - Make sure your kids go to ...
10/27/2011
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DONT SIT HERE! With so much press going on and the bag of mixed news, most people fortunate enough to NOT be, in the Real Estate or Lending Industry, can get mixed info and those conflicting reports make it tougher to decide is NOW the right time to get a home or do we wait? I read a post earlier...
10/26/2011
Fences aren't the most comfortable places to sit! We all know that in today's turbulent market a great deal and an opportunity often slips through the potential buyers fingers simply due to fear. Fear of the unkown's in the economy, fear in the housing market, fear in the lending market and that ...
10/26/2011
The market is affordable but not imploded. Too many buyers and investors these days seem to think because of bad press and high rate of foreclosures and unemployment that means they are going to get some kind of "Killer" or "Special" deal. Well to be honest... YOU ARE! When you take incredible pr...
10/25/2011
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Your Move... OK You have been saving, you found some really nice houses, much nicer than you expected for your price range, interest rates are at all time lows, your payment is equal or less than your rent, all things point to YES but you have this nagging thought in the back of your head..."what...
10/25/2011
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Low Mortgage Rates? Well many of us understand, like in golf, the lower your score, or in this case your rate the better. But not that many can really put a number on what it means and also what it means for the opportunities that await the next wave of potential buyers. This includes first time ...
10/25/2011
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David Shamansky

Creative, Aggressive & 560 FICO - OK, Colorado Mtg
560FICO and High DTI are among some of what we say Yes to
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