Life, Lessons, Encouragement and a little market insight to boot

Will Hamm writes a very concise post about how to use visualization to help your productivity and business. I like this post because I DO THIS every week. I see what I want BEFORE I obtain it and then I work toward that vision and then next thing I know I am living what I used to visulaize! Its a...

Well this is the weekend, while we still have daylight savings time anyway, that moves our clocks once again. On Sun at 2am move your clocks forward 1 hr. Why do we do this? I honestly cant say as what it was used for, decades ago, doesnt apply today yet we still go through this mess twice each y...

Many of us fortunate enough to live here know the saying of "if you dont like the weather give it 15 minutes" and that cant be more true than in Spring!As the seasons battle back and forth for supremacy there is one truth for a Colorado Spring... You can have a 70 degree day today, tomorrow could...

Well isnt that the $1B question of the day! Based on the data I have seen this week and all the positioning and hedging going on surrounding tomorrows release, I think its already priced in for it being a non event. The FNMA coupon is already down close to 60bps from its high earlier in the week ...

In a market as tough as ours its always data sensitive driven but the outside factors that are the "uncontrollable" factors can and do influence rates sometimes as much or more. With the upcoming jobs/unemployment report hitting this Friday and after a series of run ups for the long bond I was no...

Faith like a child... Many of us remember hearing this statement. We may have grown up hearing this in Sunday school and may still today hear this from time to time but what does it mean? Well lets go down a path saying you never heard it in Sunday school but did watch or your kids or your grand ...

This is a post from a Lenders perspective. I write this as I have NO interest in what you buy or what you pay for it. Truth be told I ONLY get paid when we do the financing for you so I am solely writing this for one reason and that's to let potential buyers know that if they have been considerin...