Life, Lessons, Encouragement and a little market insight to boot

Based on the data coming out I don't expect the bonds to continue to see gains without resistance but I do see a potential for lower rates over the near term. With oil prices at 6 year lows, manufacturing numbers on the slip, retail sales numbers not as strong as expected and unemployment number...

Happy 2015 to all and here is the start for what to look for in rate markets for the short term... I hope everyone had a blessed and wonderful holiday Channukkah, Christmas and New Years, and any other day or event you celebrate and are now ready to hit the ground running with focus back on work ...

With the last 2 of 4 NFL playoff games this weekend the NFL puts to rest all of the Wild card match-ups. In a bit of a shocker I was surprised to see Baltimore beat Pittsburgh AT Pittsburgh. I was also shocked to see how hard Dallas had to play to beat Detroit and of course a very skeptical call ...

I am SO glad that today ends the holiday season as well as the Christmas break for the kids. Getting back into a NORMAL routine is SO overdue I could scream. Between holiday parties, holiday time off, the kids being out of school and everything else that goes on its good to get back into the nor...

I have to laugh as I have thought each of the last 2 days was a Saturday!?!?! These holidays get me every year no matter how much I try to prepare for them. Putting in countless hours every week makes me truly look forward to the weekend as its family time and recharge time. When I get to the ho...

In a day filled with great college bowl games 1/1/2015 proved to the rest of the country that the Big 10 is by no means a weak conference. With hard fought victories from Wisconsin, Michigan State and Ohio State it gave notice that there may be a shifting in perception as well as talent in colle...

I am still in shock at this game... Not only did Baylor basically have a home game they had an "almost" insurmountable lead in the 4th quarter but in amazing fashion the Big 10's own Michigan State Spartans made some unbelievable plays and then with a blocked field goal and a 4th and 10 conversio...