Logan Utah Real Estate Mortgages

So after my last blog post I didn't feel like my argument was very strong and that I needed to back up my argument with some cold hard facts. So here they are!... Below you will find a comparison between the money (savings) that you will make by paying an extra $100 per month on a $150,000 30 yea...

I have had a couple of experiences recently that has got me thinking about the various reasons why someone shouldn't make extra payments towards their mortgage. The first experience occurred a few months ago. A gentleman came into my office trying to get me to sign up to be a vendor for their sof...

Nobody likes paying private mortgage insurance. It's one of those monthly fees that feels like money is just going down the drain. It feels that way because It doesn't protect the homeowner. It is strictly for the lender in case the homeowner defaults on their payments and the bank has to foreclo...

I am going to make a bold statement: The "FHA Energy Efficient Mortgage" is the most underused and under appreciated loan products available in the mortgage world today. And the biggest reason is that very few people know about it. Thus, I write this blog post to inform the misinformed on one of ...

"Welcome Home Own in Logan" is a $7,500 subsidy or grant for first time home buyers in the city of Logan, Utah. It can be used for a down payment and/or closing costs. It turns into a grant if the home is owned for 10 years. It must be repaid if the home is sold, if the mortgage is refinanced, or...

Why live in Logan, Utah? Here are 10 reasons!... 1. Utah State University: The University is Cache Valley's largest employer and a huge part of the economy. It has a beautiful campus and boasts some of the best programs in the state. I might be biased but I went to Utah State and had an amazing e...

Shopping for a mortgage can be confusing and counterproductive if you don't know what you are doing. If you are shopping for a mortgage in Logan, Cache Valley, or Utah, there are a few tips that you should know to simplify the process and to help you truly find the best deal. In no particular ord...

The majority of first time home buyers that I have worked with over the last few years haven't had much of a choice with the size of their down payment. They usually only had enough for the minimum, which is 3.5% on an FHA loan or no down payment on a Rural Housing or VA loan. However, other clie...

I might be biased but I think Logan and Cache Valley, Utah is the best place on earth and purchasing real estate here can be an amazing investment. Whether you are buying a single family home, a duplex, triplex, fourplex, condo, or townhome, you will be making one of the best decisions of your li...