Shane McGraw's Blogs

Understanding the FICO Scoring Model Building good credit is a balancing act. If you have too much debt, then your scores will suffer. If you have no credit then your credit scores will suffer as well. There are 5 factors that determine your overall creditworthiness. Any of these five factors wil...

How Much Does It Cost You If You Choose To Do Nothing About Your Credit? The short answer is it will cost you your life; the life you should be living, the life you were meant to live, and the life you need to start living. Are you living with the emotional cost of bad credit?      The fear of go...

I am very excited to share BIG news with all of you.  The Legacy Group in Silverdale has launched the "Military and Veteran Home Loan Unit."  This unit is made up of eight experienced loan officers, myself included, all working together to help Military and Veteran families in Kitsap County creat...