building up your credit: Credit Repair Blog 4: Prepare your credit report for a mortgage - 01/25/11 10:09 AM
When reading through my credit repair blogs, please keep in mind that if you have questions about your own situation that you are welcome to contact me. I'd be happy to take a look at your credit report and give you some one on one advice on how to improve your score and lendability.
I'm going to go a little out of order on topics and write about something that's been on my mind: How to prepare your credit report for a mortgage.
If buying or refinancing a home is in your near future (the next 12 mos.) you'll want to … (1 comments)

building up your credit: Credit Repair blog 3: Old vs. New accounts - 01/25/11 10:05 AM
Credit Repair blog 3: Old vs. New accounts
So now you've learned how to get collection accounts paid off and or removed from your credit report. You've also learned the difference between installment and revolving loans and how each influences your score. Well what about the age of your accounts? How does that affect your credit report?
Time is one of the most noteworthy factors that can improve your credit score. Establishing a long history of paying your bills on time and using credit conscientiously will ensure your score stays at a healthy number for the long term. It should go … (0 comments)

building up your credit: Credit Repair Blog 2: Installment Vs. Revolving - 01/25/11 08:30 AM
Have you ever asked yourself what is the difference between a revolving account and an installment account and how does each affect your credit? Well you're not alone I've had many clients as well as friends and family ask me this very question. First, you'll need to know what makes an account revolving and what makes an account installment.
Revolving credit is credit extended to you in the form of a major credit card, department store credit card, and even Home Equity Lines of Credit. The creditor will set a maximum spending amount that you can charge on this card and … (3 comments)

 
Shane McGraw, VA Home Loan Specialist (Legacy Group Lending)

Shane McGraw

VA Home Loan Specialist

Silverdale, WA

More about me…

Legacy Group Lending

Address: 2819 NW Kitsap Pl Suite 201, Silverdale, WA, 98383

Office: (360) 519-7597

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