Raleigh/Durham Loan Officer

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Mortgage and Lending - Bank of England (NMLS#418481) - NMLS# 1046286
A Blog about real estate and real estate finance by Bob Mitchell who has been in the business since 1984 and who comes at the business from a different angle.



I was talking with an agent today and they asked me about short sales.  That he had a client who needed to negotiate one with the lender, but he hadn't done one before.  He wanted to know if I might be able to help him.  Of course, I agreed.One thing that came up in our conversation was that his ...
Going on 12 years ago I started my company, ValueList Real Estate Services, Inc..  Shortly thereafter my ex-wife informed me that she was relocating to Huntsville Alabama and taking the kids.  After a legal battle where I attempted to get courts to enforce our divorce decree, I found out that whi...
I read online last night that Sprint PCS just "fired" something like 1000 of it's customers for being too big a pain in the axx.  When I heard this I had to ask my girlfriend, who doubles as my assistant, if I had gotten any letters from Sprint!After thinking about it for a bit, I could actually ...
Recently I wrote a post called, "Government Drives Interest Rates Higher" which was about how the government's current spending levels has put the US in a position where in order to finance the national debt that they have to keep interest rates high enough to attract foreign investors.  This pos...
The other day I was asked by somebody if I enjoyed selling real estate and while the politically correct answer to voice on here would be, "Yes, I love it.  I'm PASSIONATE about it" or something to that effect.  The truth of the matter is that I really don't like it all that much!That's not to sa...
Athens, Georgia (click to view map) has been listed as one of the seven coolest cities to live in by Kiplingers Personal Finance Magazine, one of the 5 best places to retire to by Money Magazine and number 1 by Rolling Stone Magazine for best college music scene!  Sounds like a hip, happening pla...
Blue Ridge Georgia is located in northwest Georgia, not too far from the border with North Carolina on the Southern Highroads Scenic Highwary (Georgia Highway 515).  You can click on the link to see a map of the area.It's proximity to recreational activities such as hiking, biking, scenic drives,...
Announcer One:  Welcome to the BBO's (Bob's Box Office) coverage of the rubber match between the reining world champion Fixed Rate Mortgage vs. the challenger, a scrappy not to be put down roust about, the Adjustable Rate Mortgage.Coming into today's bout both competitors have had their day in th...
Maybe I wasn't paying attention, but I recently passed the 50,000 point milestone here on AR and didn't realize that there was a special group for folks who had reached this milestone.  I posted to the bronze star group today to let them know how much I appreciate the recognition.  I also wanted ...
Do you eyes glass over when you hear the word economics? Well, economics is part of the reason that the housing market is slumping right now.  I studied Economics in college and have continued to read on it since.  Heck, it's hard not to continue to read on it when just about every article in the...

R. B. "Bob" Mitchell - Loan Officer Raleigh/Durham

Bob Mitchell (NMLS#1046286)
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