Raleigh/Durham Loan Officer

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Mortgage and Lending - Bank of England (NMLS#418481) - NMLS# 1046286
A Blog about real estate and real estate finance by Bob Mitchell who has been in the business since 1984 and who comes at the business from a different angle.



Back in the good ole days of mortgage banking people had respect.  Wholesalers knew who was buttering their bread.  We didn't have global warming and you could get a decent cup of coffee for less than a buck!Okay, we had global warming, but we just didn't know about it.  But the truth of the matt...
This morning I read a post called, "So, you want me to refer my client's to you?" by Thesa Chambers.  It's basically about her desire to work with ethical people and her post got me thinking about something. How many of us participate in arrangements that while they might meet the letter of the l...
They say that an unhappy customer tells something like 7 people about their experience with you, but that a happy customer only tells 2 people.  I'm not sure where that comes from, but I don't doubt that the numbers are about right. I got to thinking about the companies that I deal with on a fair...
It's understandable....not wanting to buy in a declining market.  Why should I buy today when the price might drop tomorrow?  I definately understand this sentiment.  It crossed my mind the other day when I was looking at property for myself.But should this line of reasoning be enough to keep you...
My girlfriend and I just got an offer on a home that she owns that was $18,000 less than what we had "sold" it for last August to a buyer who wasn't able to get a security clearance for her new job and that killed the deal.  I also have a home on the market in another part of town where the comps...
A while back I was "memed" and wrote the post telling some things about myself that most people don't know.  I wasn't 100% sure of just what I was supposed to do, but from what I could tell from the comments, I did pretty much what was expected of me.I ended up getting some very nice comments and...
Yesterday as we left to go see the fireworks under the Arch here in St. Louis, my son picked up my cell phone and tossed it to me saying, "Dad, don't forget your leash!"I caught it and put it in my pocket and realized that he was right.  That damn cell phone is a leash of sorts.  Since my restruc...
To those of you who haven't been following this series, this is the sixth in a series on how to repair your or a client's credit.  It's not intended as any kind of scam on the credit bureaus, but rather a realistic method of dealing with negative credit that will put a prospective home buyer back...
Real Estate For Sale, Romania - Located near beautiful Brasov, Romania one very lovely and ornate castle.  Believed to have been home to Vlad the Impaler for at least one night this castle is generally considered to be the one and only, Dracula's Castle!  Built in 1212 and rehabbed in the late 19...
Have you seen the commercials on television or heard them on the radio about how you can lose up to X number of pounds in just 2 weeks with this diet plan or that machine?  The one that I hate the most is the one from Nutri-system that entices you to buy their meals, meals that are meant to help ...

R. B. "Bob" Mitchell - Loan Officer Raleigh/Durham

Bob Mitchell (NMLS#1046286)
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