Gilbert Ramos's (vamortgage411) Blog

Mortgage and Lending - Integrity Mortgage Group
The Veteran Home Loan Guaranty program was first instituted in 1944. The purpose behind the loan program was to ease the adjustment of postwar economic problems for the millions of veterans serving the armed forces. While there have been some changes to the VA Loan program over the years, the law...
The VA home loan is a benefit available to VA-eligible borrowers who qualify. Private lenders fund VA mortgages and the U.S. Department of Veterans Affairs provides those lenders with a guaranty to back up the loan, in part. Have you wondered how the VA Loan Guaranty Program came to be? America h...
VA loans and FHA loans are considered government loan products. FHA loans are those that are insured by the Federal Housing Administration, a branch of the government. VA loans are guaranteed by the Veterans Benefits Administration, a subdivision of the Department of Veterans Affairs. Many times ...
Common misunderstandings about VA loans do exist, yet many of them can be dispelled. A closer look at five VA home loan myths can help borrowers see that the federally-backed, zero down loan program is hard to beat. Myth: VA loans can’t be used to purchase short-sale or foreclosed real estate. Fa...

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