no money down: Down Payment Assistance Options - 02/27/11 06:47 AM
Unless you are a vetaran and qualify for the VA no money down loan, there are very few  no money down loan options available for home buyers today, right?  Wrong.There are far more programs available than most would expect.  The programs work with FHA loans and are anything from grants to forgiveable loans to fully amoritized loans.  Granted, there are other restrictions - the location and condition of the home, and income limits, in most cases.  But the programs are out there.For Loudoun County employees, for example, there are grants of $5000 to $15000 to help employees buy a home in … (4 comments)

no money down: VHDA's Got Your Down Payment - The Time To Buy Is Now - 06/10/09 08:12 AM
The Virginia Housing Development Authority has rolled out a new program allowing qualified buyers to use their expected tax credit (max of $8,000) toward the down payment or closing costs when they purchase a new home.
The program is called VHDA FHA Tax Credit Plus. This potentially could mean no money down loan options for some. Buyers must meet all requirements for the VHDA FHA loans, including the income and sales price limits imposed on all VHDA loans, which means a household of 3 can not have income that exceeds $100,000; and the sales price of the home can not exceed … (0 comments)

no money down: No More No Money Down Options - 08/11/08 04:18 AM
Buyers - do you know that "no money down" programs are disappearing?  The most popular of these programs used with FHA is the Seller Funded Down Payment Assistance program.  Recent legislation says the program will begin being phased out on October 1st.  There is little guidance, and we're not sure when you'll have to close, but you MUST have a ratified offer and FULLY APPROVED LOAN by 10/1 in order to take advantage of this program.
Thinking of buying in Northern Virginia?  Follow this link and click on the Home Search Option (  Thinking of buying in another area - contact me for a … (0 comments)

no money down: NEED YOUR ACTION NOW. Save DPA programs. - 07/22/08 07:24 AM
Thank you to my friends at First Savings for keeping me in the loop on potential changes affecting our housing market!


Vicky Chrisner (Fieldstone Real Estate) Rainmaker large

Vicky Chrisner

Leesburg, VA

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Fieldstone Real Estate

Address: Loudoun County, VA

Office: (703) 669-3142

Mobile: (703) 728-5766

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A simple little blog to share what I learn with fellow Active Rainers and real estate consumers.




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