naeba: What You Should Know about FEMA Flood Maps - 12/08/22 11:11 AM
Listen Up, Home Buyers! The podcast offers advice and tips for home buyers 
FEMA Flood Maps, what you should know
Meet Jeffrey Jackson the Deputy Assistant Administrator for the Federal Insurance Directorate within the Federal Insurance and Mitigation Administration (FIMA) at FEMA the Federal Emergency Management Agency (FEMA).
He talks with Victoria Ray Henderson, the host of Listen Up Home Buyers! a podcast created by Victoria for the National Association of Exclusive Buyer Agents
Mr. Jackson leads flood insurance operations for the National Flood Insurance Program (NFIP) at FEMA.  He talks about flood risks, climate change, mitigation, and flood insurance in America.
:52 FEMA’s … (2 comments)

naeba: Can Aromatherapy Improve Your Health & Well Being? - 10/16/22 05:34 AM

Aromatherapy is a holistic healing treatment that uses natural plant extracts to promote well-being and health. Katrina Piehler is a certified health and wellness coach, licensed massage therapist, and essential oils, educator. She was a guest on Listen Up Home Buyers! 
Information about what to look for when choosing essential oils and what makes doTERRA one of the best choices:
:55 what is aromatherapy
1:23 home should be our sanctuary
1:48 powerful natural well-being tool we intentional use to create a supportive environment
2:10 using aromatic compounds from plants-roots, fruit rinds
3:05 protective elements of the plant and different plants produce different essential oils
3:37 Victoria talks about … (4 comments)

naeba: Real Estate Lingo Explained - 05/16/22 10:40 AM
Buying a Home for the First Time or Buying a Home For the First Time in Many Years?Real estate has its own lingo. To have a successful experience, it's a good idea to learn keywords.
What is a down payment, earnest money deposit, fair market value, market value, and assessed value? What does an appraiser do and why would I need an appraisal? What is post-occupancy?
Attorney & Broker Rich Rosa, the president of the National Association of Exclusive Buyer Agents, explains these terms and the home buying process. Rich Rosa lives and works as an exclusive buyer broker in the … (5 comments)

naeba: Buying a Home in Winter - 01/17/22 08:12 AM
Buying a home in the winter months has advantages
Less competition with other homebuyers  More flexibility in negotiations regarding price & terms  Touring a property is less than ideal conditions Better chance of seeing water-related issues It takes a hardy homebuyer to bundle up and tour houses in the winter months! But if you are willing to make the trek, it could be worth the effort. While there are fewer homes for sale in the winter months, there are also fewer buyers. 
Over the past few years, housing inventory has been on the decline while the number of homebuyers has been on … (2 comments)

naeba: Listen Up Homebuyers! All About Roofs! - 01/14/22 03:49 AM
Look Up! What condition is the roof on the house you're buying? Brian Carpenter is the owner of Semper West a roofing company serving residential and commercial customers in Maryland and Virginia. I talked with Brian on the NAEBA podcast, Listen Up Homebuyers!  
How should I interview roofing companies? What shingles are best for my roof? How does a roofing company evaluate a roof? What are the roofers replacing and doing up there? What is a Tesla solar shingle and are they available for homes?
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naeba: The First Step in the Home Buying Process - 11/08/21 05:16 AM
Start the home buying process with a local lender. Ready to buy a home or condo or townhouse? Unless you are paying cash, you'll need to fill out a loan application with a local lender. Pre-qualification is step one. It's the first evaluation of your finances by a lender. When you are pre-qualified a lender provides a letter stating the qualification amount for your home loan. You'll want to share this information with your buyer's agent to begin the search for your home. 
Pre-qualification is a look at your income, debt, and overall financial health while pre-approval is a lengthier and deeper evaluation … (3 comments)

naeba: We Are NAEBA! - 06/10/21 09:25 AM
The National Association of Exclusive Buyer Agents
NAEBA.org
If you are buying a home consider working with an exclusive buyer agent. We are real estate professionals dedicated to serving home buyers in every real estate transaction. 
We offer a straightforward
approach to real estate representation.
 
As a licensed real estate broker in Virginia, Maryland, and Washington DC, I work with The Buyer Brokerage serving home buyers from Baltimore to Northern Virginia, Annapolis, and Washington DC. 
How do you determine the quality of a home? What is a good price for a property? What are the plans for the existing neighborhood and area for a home of interest? … (1 comments)

naeba: Buying a Home in a Competitive Market? Listen Up Home Buyers! - 04/06/21 12:06 PM
 
Members of NAEBA, the National Association of Exclusive Buyer Agents, advocate for homebuyers in every real estate transaction. These professionals share how they protect buyers’ best interests as they purchase a home. We're sharing advice & tips on how to buy a home in a competitive spring market!
Meet exclusive buyer agents Charlotte Lemon with The Real Buyer's Agent in Charleston SC, Rona Fischman broker-owner of 4 Buyers Real Estate in Cambridge MA, and Nikolina Lecic broker-owner of Exclusive Buyers Real Estate in Rochester Minnesota! We're sharing advice & tips on how to buy a home in a competitive spring market!
 
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naeba: Buying a Home in Maryland? Let's talk - 10/15/20 01:04 PM
Should you put your house buying plans on hold? 
 
"Is it still crazy competive for buyers right now?" and "Is it possible to get a deal on a house for sale?" are common questions from home buyers these days. My answer to both questions is, Yes!
 
According to new September 2020 data from the Maryland Association of Realtors, in 2020 the active inventory meaning the houses for sale through the Multiple Listing Service is 10,117. In 2019 there were 25, 146 homes for sale. 
In addition, the average days a house stays on the market for sale in Maryland in 2020 is 8 days. … (3 comments)

naeba: Guide to Buying a Home During the Pandemic - 09/14/20 10:57 AM
Does finding a home feel like an impossible dream? 
 
As an exclusive buyers agent, I help people buy homes and it's tough out here. Last night one of my buyer clients sent me a text saying, "Did you see what the house on 13th sold for? $80,000 over the list price!" My clients offer was one of 15 offers for the 1500 square foot rowhouse.
My client made a decent offer for the rowhouse on 13th in N.E. Washington DC. He even decided to escalate a little over the list price and keep the appraisal contingency. But as I told him, you can't … (3 comments)

naeba: You Can't Ignore This Plumbing Problem! - 02/24/20 11:04 AM
Every weekend house tour gives me the opportunity to see something I've never seen before!
 
I've seen beautiful homes that have beautiful hardwood floors clean and freshly polished, new interior doors, fresh paint in the walls and trim and curb appeal that makes me smile when I pull up to the house!
 Here is some unsolicited advice to anyone who may be putting their house on the market for sale.
Clean Your House & Repair Obvious Plumbing and Electrical Issues
 
Really?
I think the money spent on this amount of duct tape could have gone to fixing the problem. 
If you are buying a home, … (4 comments)

naeba: Listen Up Homebuyers Podcast - 09/02/19 05:55 AM
 
 
This new podcast features buyer agents from all around the country. In this first podcast, Andi Defelice, Associate Broker with Exclusive Buyers Realty in Savannah Georgia talks about VA loans, obtaining seller credits and more! 
Here's a link to the podcast, Listen Up Home Buyers
(1 comments)

naeba: What Is A Pocket Listing? - 06/27/19 12:15 PM
Has a real estate agent told you they have a pocket listing just for you? What does that mean and is it really the best deal?
 
A pocket listing is a real estate industry term where a listing broker holds a listing agreement with a seller and both sides agree not to advertise the property. Pocket listings are not on the local Multiple Listing Service and there will be no sign in the yard indicating the property is for sale as a pocket listing. 
 
The pocket listing is a unique arrangement where a seller has asked the listing broker to only show their … (1 comments)

naeba: First Time Home Buyer Class this Saturday! - 06/04/19 05:35 AM
Considering your first home purchase? 
Learn how to buy a home from true buyer agents in our comfortable office setting in downtown Bethesda Maryland.
Saturday, June 8th
9:30 am at 4849 Rugby Avenue Bethesda Maryland 20814
The ninety-minute comprehensive workshop is free but space is limited to 20 people. The instructors are Lynn Spiegel, Stephen Mercer, Marshall Henderson, and Victoria Ray Henderson-experienced true buyer agents and members of the National Association of Exclusive Buyer Agents. 
You’ll be given educational materials and the class will cover several critical home buying topics, including, but not limited to, the following:
·      An overview of loans and what type of loan may work best for your situation
·      An explanation … (3 comments)

naeba: The Post-Occupancy Agreement - 05/22/19 10:42 AM
Important Details To Understand When Signing a Post-Occupancy Agreement
Photo by Kaitlyn Baker on Unsplash
 
Home buyers planning to purchase a home in the current market need to consider all their options to be competitive. It's not uncommon for a seller to review four or more offers for a single property in the Greater Washington DC area. Here are a few ways buyers can make an attractive offer-
All Cash Offers are frequently given more attention than offers with conventional, FHA or VA financing. Writing a Contract with Limited Contingencies. The home inspection addendum includes the following options: the right to negotiate and cancel, the right … (1 comments)

naeba: Ignorance is Not Bliss in Real Estate - 05/06/19 11:47 AM

Photo by Darius Bashar on Unsplash
The Consumer Federation of America
released a report in January 2019 titled,
The Agency Mess
Home Buyer & Seller Confusion and Costs related to diverse and poorly enforced State laws about the Role and Responsibility of Real Estate Agents
 
I encourage all home buyers and sellers to read this extensive report since it impacts one of the most expensive financial decision you will make in your lifetime. The author of the report Stephen Brobeck had this to say,
 
"Today, many home buyers and sellers do not know whether their agent is representing their interests, those of the other party, or those of neither. Given … (2 comments)

naeba: May feels like the happiest month of the year-Wordless Wednesday - 05/01/19 07:50 AM

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naeba: How Not To Be A Bitter Buyer - 04/09/19 12:06 PM
The escalation clause is used by home buyers who are competing with other buyers in a multiple offer situation.
Photo by Ryan Franco on Unsplash
 
In the Greater Washington DC area, buyers are competing for houses on the market near a Metro station, shops, and restaurants. In Arlington Virginia, where the Amazon headquarters will soon be located, the competition is tough. Last week, we submitted a contract on a one bedroom condo in Arlington and ours was one of twelve offers!  We included an escalation clause which looks something like this;
Sales Price $350,000 with an escalation factor of $1000 and a cap at $365,000
This means the … (3 comments)

naeba: Why Consider an HOA? Wordless Wednesday - 04/03/19 04:14 AM

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naeba: Cherry Blossoms in the Washington DC Area - 03/25/19 11:08 AM
Walking along the Tidal Basin when the cherry trees are in bloom is a magical experience. 
Photo by Mark Tegethoff on Unsplash
One year I remember seeing tourists with tiny pink blossoms in their hair and on their clothes. There was a slight breeze and pink swirly blossoms were flying everywhere. Like I said, magical. But it's also crowded and it's easy to walk right into someone as you gaze up at the beautiful blossoms. 
If you are planning to visit Washington DC to see the cherry blossoms in full peak bloom, the weekend of April 13th & 14th should be your target time to visit. There … (3 comments)

 
Victoria Ray Henderson, Washington DC Real Estate  (HomeBuyer Brokerage)

Victoria Ray Henderson

Washington DC Real Estate

Washington, DC

More about me…

HomeBuyer Brokerage

Address: The Buyer Brokerage, 1320 Old Chain Bridge Road Suite 430, McLean, VA, 22101

Mobile: 301.922.1677

Email Me



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