home loans: Mortgage payments similar to monthly rent payments.
- 06/19/15 01:08 PM
If you are a renter, you're paying for someone else's mortgage payment. You're missing out on the appreciation that the property gives to the owner. Appreciation is a real estate term, meaning added value to the property.
Renters don't get to freeze their monthly housing expenses like home buyers can. Of course, many home buyers get mortgage payments with adjustable interest rates and their payments go up over time. However, these payments will not go up over the long term like rising rents. Just think about how much an apartment costs today compared to ten years ago. Home buyers (0 comments)
Mortgage brokers have access to hundreds of home loan programs. Whatever your circumstances, there is a home loan to suit you. Home loan terms range from 30 to 50 years and some loans are interest only loans, meaning that you will only make interest payments each month and will never pay off the principle portion of your mortgage. Some loans have guaranteed fixed rates for the entire term of your mortgage. Other loans are Adjustable Rate Mortgages (ARMs), meaning that your interest rate will adjust after a guaranteed rate period is over. Also, there might be a pre-payment penalty. This penalty (0 comments)
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