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Learn how to buy affordable health insurance and employee benefits without an agent. Use our tips and online tools to buy health insurance, term life insurance and annuities
RECENT BLOG POSTS
A Health Savings Account (HSA) is an account that you can put money into to save for future medical expenses. There are a number of advantages to funding these accounts, including;Lower medical premiums: As HSA accounts have a higher deductible, you should be able to reduce your premium costs.Tax...
03/09/2008
According to the Association for Long Term Care, claims are on the rise. As consumers become more aware of this valuable protection, either my word of mouth, or having the unpleasant experience of financially taking care of a loved one, 63% of LTC buyers in 2007 were under age 55.Who's buying Lon...
03/08/2008
Most Americans retirement savings plan is based on many large contributions in their later working years, which they consider to be their highest income earning potential. But what happens if the best case scenario is disrupted or fails?According to a 2007 study by the Council for Disability Awar...
03/05/2008
Do you understand the different prescription Rx benefits in your health insurance plan? Don't feel alone as many people become confused between the differences between Name Brand, Generic or Formulary.Name Brand: A brand name drug is approved by the Food and Drug Administration (FDA), and is supp...
03/02/2008
Maybe you have a "special needs" child or know of a family member who does. If so, ask yourself what will happen to that adolescent or adult handicapped individual when you are no longer available to help him/her, both financially or emotionally. Will your state resources be adequate? Will your c...
02/29/2008
We all love our pet's, some more than others.  This article is written for the person that would take all measures available to save their cat - dog if they became ill or were in an accident.An increasingly popular insurance plan for pet owners is "Pet Insurance". Although this concept has been a...
02/26/2008
If Google isn't already big enough, they are now running a test program to begin storing the medical records of up to 10,000 patients at the Cleveland Clinic. Google will maintain patient health profiles online, including medical history, allergies, prescriptions and other substantial health info...
02/24/2008
First we must understand what Term Insurance is and is not. Term life is the simplest type of life insurance. Term gets its name from the limited length or "term" of the contract. Term insurance usually has no cash value, generally lasts for 1, 5, 10, 15, 20 or 30 years, or to some specified age ...
02/23/2008
Many people believe that their personal medical records are saved in those grey metal filing cabinets at their local doctor, however you may not be aware that your medical records are likely in "Cyber Space", more specifically at a company called MIB.Similar to credit information being shared wit...
02/22/2008
Though SSDI is an important source of disability income protection, the definition of disability under SSDI is very restrictive. "If" you qualify, you must have significant physical or mental impairments that prevent you from working in any gainful employment activity (In 2004, gainful employment...
02/21/2008
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Vincent Kody

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The Insurance Insider helps you locate affordable insurance by understanding what you are buying without any sales jibber. We share tips and tricks that your agent may not even know. Shop, compare prices and benefit features, or apply online directly with an insurance company without ever meeting an agent again.