Are you thinking about selling your Huntley Hills home? Now is the time. Low inventories means higher prices for the Sellers. Atlanta area inventories are at a all time low of 3.5 months of supply of homes for sale vs the number of Buyers in the market to buy Atlanta homes. Interest rates remain low at 4.0 to 4.25. And you can now get a jumbo loan for 90% of the loan with one of our lenders. Call to find out more. Wade Morris - Keller Williams 404-593-0788. SellOurAtlantaHome.com Or you can get … (0 comments)
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chamblee real estate: Does Your Hometown Rank On Money Magazine's Top 100 Places To Live in 2008?
- 07/30/08 03:34 AM
Move to Plymouth, Minnesota, says Money Magazine in its 2008 100 Best Places To Live survey. According to the report, the Twin Cities satellite has all of the makings of a desirable home town: Affordable homes Excellent schools Low crime Lots of jobs Abundant "outdoor life" The top 5 cities as listed by Money Magazine are the aforementioned Plymouth, Fort Collins (CO), Naperville (IL), Irvine (CA), and Franklin Township (NJ). The 100 Best Places To Live survey is also sortable by specific metrics, including housing affordability, job growth potential, and cleanest air. http://www.HomeSourceGroup.net … (0 comments)
chamblee real estate: How To Protect Your Children And Your Home From Propane Gas Leaks
- 07/28/08 02:30 AM
According to the National Fire Protection Agency, the number of liquid propane-related accidents and deaths are statistically small. However, a family can't be too careful when it comes to household safety and flammable gases. Manufactured by Davom Products, the PROLOCK Propane Safety Cap is a lock-and-key device that prevents children (and anyone else) from opening the propane gas tank value and starting the flow of propane. The device installs quickly, includes simple-to-understand directions, and was an Inventor's Spotlight winner at the 2008 National Hardware Show. The PROLOCK Propane Safety Cap sells for $19.95 online. http://www.HomeSourceGroup.net … (0 comments)
chamblee real estate: Why Are Buyers Coming Back To The Market Now? There's Good Value In Real Estate.
- 07/25/08 02:20 AM
Statistics won't always tell the whole story, but they often provide good perspective. The graph at right shows Existing Home Sales data going back three years. An "existing home" is one that can't be called new construction; a "used home", so to speak. Note the steep decline from 2005 through late-2007. Since November, however, Existing Home Sales have remained within a very tight range and appear to have reached a flattening point. The Existing Home Sales data supports the word-on-the-street from real estate agents nationwide that buyers are returning to the housing market in search of good values. But let's not … (0 comments)
chamblee real estate: Chamblee Georgia Real Estate and Homes
- 07/24/08 03:35 AM
Location Characteristics: Chamblee was incorporated into a City by the Georgia Lesgislature in 1908. It's charming historic town square is one of the 8 cities located in DeKalb County. Chamblee has always been a City of continuing transformation. From bucolic dairyland to Southern railroad junction. From temporary home to 40,000 WWI "doughboys" to 1950's industrial complex. Chamblee's diverse neighborhoods include 40's bungalows amd 50's ranches alongside new cluster and townhome communities. Wade Morris and Becky Veal have lived and worked in and around Chamblee Georgia for the last 25 years. Wade Morris and Becky Veal have Real Estate in their blood as they have developed, built, … (0 comments)
chamblee real estate: Use The Inflation Calculator To Check If Your Income Is Keeping Up With "Life"
- 07/23/08 08:03 AM
The phrase "Consumer Price Index" can be intimidating and unclear to Americans. It's an economic term, after all, and not a part of everyday American language. It even has its own abbreviation to add to the confusion -- CPI. So, when a layperson hears that "CPI is rising", it's not always clear what it means. The tendency, therefore, is to ignore the news. This is one reason CPI is commonly substituted with the more down-home expression of "Cost of Living". In contrast to the term "CPI", the phrase "Cost of Living" is a lot more clear. When people hear that the Cost of Living … (0 comments)
chamblee real estate: How Hurricanes Change Home Affordability
- 07/23/08 07:57 AM
After falling 7 cents per gallon over the last 7 days, gas prices are being pressured higher today as Hurricane Dolly barrels through the Gulf of Mexico. The first landfall hurricane of the season is expected to flood the southern Texas coast and cause minor disruptions to the nation's oil supplies. Versus Hurricane Katrina in 2005, Dolly's impact on oil supplies is expected to be small but that doesn't stop traders from bidding up oil prices "just in case" their expectations are wrong. For instance, oil prices rose almost 2 percent Monday as Dolly drifted into the Gulf. Oil prices then receded … (0 comments)
chamblee real estate: Housing Affordability Falls On Highest Cost Of Living Figures Since 1991
- 07/21/08 02:18 AM
Another day, another piece of inflationary data. June's Consumer Price Index showed a 5 percent year-over-year increase in what is now the largest annual Cost of Living increase for Americans in 17 years. This is bad news for active home buyers because rising costs are considered inflationary and inflation causes mortgage rates to increase. Predictably, mortgage rates jumped Wednesday morning after the CPI data was released and they edged higher throughout the rest of the day. This morning, mortgage rates are higher again on unexpected strength in housing starts and building permits across the country. Applying the mortgage rate movement this week to … (0 comments)
chamblee real estate: FHA Mandatory Loan Fees Increase For Some, Fall For Others
- 07/21/08 02:15 AM
For the first time in its history, the FHA changed its funding fees and mortgage insurance structure this week. FHA-insured home loans are now subject to a risk-based pricing adjustment, as shown by the table above. Because of risk-based pricing, FHA home loans are now more expensive for borrowers with less-than-ideal credit profiles, and less expensive borrowers with perfect ones. Prior to the changes, most FHA borrowers paid an up-front fee of 1.500 percent, plus on-going annual mortgage insurance payments equal to one-half-percent on the amount borrowed. FHA-insured mortgages have grown in popularity this year because, while the guidelines of other mortgage … (0 comments)
chamblee real estate: Caulk Singles Are More Expensive Than Caulk Tubes, But May Be The Perfect Fit For Small Seal Jobs
- 07/21/08 02:10 AM
Every homeowner's basic toolkit should include caulk, a sealing agent for sinks, bathtubs, windows and other places where seams exist. And now, with the mass-market availability of Caulk Singles, that toolkit can be made a bit smaller. Caulk Singles are a one-time-use caulk package, squeezable from the bottom-up and billed as easier-to-control and clean-up than the familiar caulking gun and tube. But, at a cost of $2.50 per package, it's also considerably more expensive than "the old packaging". By comparison, a tube of traditional caulk costs about $6.00 per package and holds close to 8 times as much material as its single-use cousin. … (0 comments)
chamblee real estate: Why July May Be The Best Time To Write A Purchase Contract In 2008
- 07/14/08 04:16 AM
It's a terrific time to buy a home, but not because homes happen to be affordable. It's a terrific time to buy because the variety of mortgage products available to home buyers looks poised to shrink. Monday, Alt-A mortgage lender IndyMac Bank stopped accepting mortgage applications and it's likely that other Alt-A lenders will likely follow suit. Alt-A loans are ones in which borrowers can't (or won't) verify one of two major underwriting criteria: Evidence of income Evidence of assets Since the Credit Crunch began last July, Alt-A mortgages have been a steady source of funds for "in-between" borrowers -- those that are … (0 comments)
chamblee real estate: The "Sheep Effect" On Your Housing Payment
- 07/14/08 04:14 AM
A noon-hour, mortgage-bond rally rendered homes more affordable for Americans Tuesday. It was the second straight day on which this happened. On both days, the action was swift. The speed at which Monday's and Tuesday's respective rallies tore through mortgage markets illustrates how deep the uncertainty that surrounds the U.S. economy really is. One reason why the market swings so quickly is that, lately, traders are tending to follow the herd. As a mortgage rate shopper, it's outstanding when the herd is moving in your favor. However, when the herd moves in the opposite direction, the impact on your monthly housing cost … (0 comments)
chamblee real estate: Foreclosure Rates Are Falling (Despite What You See In The Headlines)
- 07/14/08 04:09 AM
According to RealtyTrac, the rate of foreclosures across the U.S. is slowing. Versus May, June foreclosures fell at a 3 percent clip. 25 states showed improvement month-over-month, led by many of the same areas that had fueled foreclosure activity in 2007. A sampling of RealtyTrac's data includes: California : Foreclosures down 4.54 percent Georgia : Foreclosures down 14.91 percent Arizona : Foreclosures down 0.07 percent Michigan : Foreclosures down 6.00 percent Illinois : Foreclosures down 15.65 percent However, the improving nature of the data is not what is making news this morning. Instead, the press is reporting that foreclosures are up … (0 comments)
chamblee real estate: How Is The Economy Doing? It Depends Who You Ask.
- 07/14/08 04:07 AM
"Economic uncertainty" is turning into a 2008 buzzword and there's a lot of good reasons why. On the one hand, there are precursors to inflation in the economy: Rising oil costs Rising food prices Higher Cost of Living On the other hand, there are precursors to recession in the economy, too: Mounting job losses Less access to credit and/or loans Falling consumer confidence data The pie chart at right illustrates just how uncertain the "experts" are about the state of the U.S. economy. They're evenly split, right down the middle. This isn't good news or bad news for Americans, per se, … (0 comments)
chamblee real estate: The Cities In Which Your Job Pays More
- 07/14/08 04:04 AM
Every city in America is its own micro-economy. Jobs pay differently from place-to-place and the Cost of Living varies, too. Knowing that, Business Week followed a simple, three-step methodology to determine the "Best And Worst Cities For Your Job". Choose 20 common professions for Americans Research what the professions pay in each of the 25 largest metropolitans areas in the country Adjust the salaries for each area's unique Cost of Living The complete survey features popular jobs such as financial analyst, human resources manager, and legal assistant. Not surprisingly, cities such as Houston, where housing is affordable, topped many of the professions. … (0 comments)
chamblee real estate: How Your Home Payment Is Tied To The Federal Reserve's Press Release Today
- 06/25/08 03:14 AM
The Federal Open Market Committee adjourns from its 2-day meeting at 2:15 P.M. ET today. It's widely expected that the group will leave the Fed Funds Rate unchanged at 2.000 percent. However, it's not what the Fed does today that has markets so interested. It's what the Fed will say. One of the Federal Reserve's roles is to promote stability in the U.S. economy by protecting it from two major threats: Inflation Recession The Federal Reserve's primary weapon against both of these hazards, though, is the same -- the Fed Funds Rate. To combat inflation, the Fed raises the Fed Funds rate. … (0 comments)
chamblee real estate: Simple Real Estate Definitions : PITI
- 06/25/08 03:11 AM
Most homeowners make four housing-related payments each month: Principal on a mortgage Interest on a mortgage Taxes on the real estate owned Insurance for the real estate owned Collectively, these payments are known by the acronym PITI but don't let it fool you -- a homeowner's monthly expenses are still called PITI even if one or more of the elements doesn't apply. For example, a homeowner with an interest only mortgage does not pay principal each month. Additionally, condo owners typically don't pay homeowners insurance -- they pay a monthly assessment and/or maintenance fees to an association instead. But regardless for what … (0 comments)
chamblee real estate: What You Need To Know About Mortgage Rate Quotes
- 06/19/08 02:43 AM
Home buyers are often surprised when a "rate quote" from the morning won't be honored in the afternoon. Sometimes, the assumption is that the loan officer is just being sneaky. This couldn't be less true. Rate quotes change in the middle of the day because mortgage markets are in constant flux. All day, every day -- just like stocks. And like stocks, a mortgage bond's morning price will likely "expire" before the day ends. One way to visualize this is to look at today's Microsoft's stock price: At 9:30 A.M. ET, the price was $28.46 At 9:38 A.M. ET, the price was $28.72 Over the … (0 comments)
chamblee real estate: The Counter-Intuitive Reason Why The Fed May Boost Interest Rates
- 06/11/08 03:43 AM
The Federal Reserve is stumping hard on inflation this week, creating speculation that Fed Funds Rate hikes may be in store for later this month. This is a counter-intuitive development because increases to the Fed Funds Rate are typically associated with periods of rapid economic expansion. Lately, we've seen anything but. Witness: High levels of unemployment Reduced consumer spending Falling consumer confidence Despite the downbeat news, though, multiple Fed members are taking a hard line on inflation, adding that a strong dollar support the economy and help to offset high oil prices. A rate hike could help accomplish that goal. If the Federal Reserve … (1 comments)
Wade Morris of Keller Williams specializing in Atlanta area Homes in Brookhaven, Chamblee, Dunwoody, Roswell, Alpharetta, Johns Creek, East Cobb and Sandy Springs. Whether you are buying or selling your home we work with resale, first-time homebuyers, companies relocating people to Atlanta Area, and most home sellers in northern part of the Greater Atlanta area. Specializing in the northern part of the Atlanta area gives us the most advanced knowledge in the Atlanta Real Estate marketplace. Use it to your advantage!
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Now is the time to sell your Huntley Hills home !
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