Kevin Warren's Blog

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Mortgage and Lending - Veterans United Home Loans NMLS #1907 - NMLS# 261072

ARCHIVED BLOG POSTS

2013 

It has been five years since the collapse of the financial markets. Five years ago, the world financial systems were on the brink of collapse. For five years we have been crawling out of a deep hole. You can’t get very far by crawling, but if one moves forward a little-by-little for five years, h...
09/23/2013
Housing demand from move-up buyers — or existing homeowners selling their current properties to replace them with a more expensive home — is on the rise as home equity levels improve. As home prices continue to increase, so does demand from move-up buyers, who are now able to provide a substantia...
09/23/2013
We know that as energy prices rise, it saps strength from the economy because consumers have to use more of their income to pay for the cost of energy. In the past few months oil prices have risen to over $105.00 per barrel–and that was before Syrian crisis hit the headlines last week. The price ...
09/11/2013
The rules have changed in the financial arena and financing your home is not what it used to be.  Presented in this article are key tips that homeowners and potential homeowners should be aware of regarding the home finance process.  Do not pay collections until your mortgage lender has a chance ...
09/11/2013
Home sellers are more than twice as likely to get their homes sold if they use a Realtor®, rather than trying to sell their home on their own, according to a new survey conducted by HomeGain of 400 home owners nationwide from July 31 to Aug. 10. Seventy-three percent of the home owners surveyed s...
09/11/2013
As the real estate market heats up, prospective home buyers are finding that competition for desirable listings is heating up as well. Multiple contract presentations have again become the norm in many areas of the country. In order to have the best chance to purchase a home, it makes sense to pr...
09/11/2013
Every month we seem to sit on edge waiting for the employment numbers. There is good reason for this, of course. During the recession America lost several million jobs and we have yet to recover fully from these significant losses. Though the unemployment rate keeps falling from its peak during t...
09/11/2013
Time and time again we get this question from some of our clients. “I read in the papers that the average rate for mortgages is _____%. Yet I am being quoted a higher rate than average.’ Why am I being asked to pay more? This is a very good question and one that deserves more than a “cryptic” ans...
09/03/2013
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Shopping for a mortgage can be very complex for the general consumer. There are several factors which can affect the decision of whether to contract for a particular type of mortgage. These factors include but are not limited to the points and other fees associated with the mortgage, the mortgage...
09/03/2013
The spring season tends to flood the housing market with buyers, and in markets with low inventory levels, the competition is stiff. As home prices continue to recover and interest rates remain at near-record lows, some houses are receiving multiple offers and to win the bid, buyers need to stand...
09/03/2013
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