Whether you are about to embark on your first Charlotte home search or your umpteenth, unless you’ve managed to save enough to make you a cash buyer, soon you’ll need to secure a mortgage loan from a bank or other lending institution. To understand what lies behind any home loan decision, just do what any good business negotiator does: put yourself in the other guy’s shoes. Getting a yes (and a low interest rate) from Charlotte’s lenders starts with demonstrating a history of responsible debt handling. That’s been made easy by the major credit information gathering agencies, who’ve been collecting data (2 comments)