RECENT BLOG POSTS
In Maryland around the Fort Meade area, many sellers are counseled by their Realtors to expect that a buyer is going to typically ask for about 3% in closing costs.  After coming up with the required downpayments for their mortgage loan, coupled with moving and other expenses, to come up with ano...
01/14/2013
Everyone’s heard of the “fiscal cliff crisis” that was recently averted by Congress.  One of the things they also voted to do is extend the Mortgage Debt Forgiveness Act through the end of 2013.  This is an important consideration for people when they are asking themselves, "should I short sale m...
01/08/2013
We're experiencing the same dynamic here around the Fort Meade, Maryland areas as Chris in Northern Virginia is. There are very few homes for sale. We have first-time buyers looking in Crofton, Maryland for homes under $250,000 and the most recent search of ALL homes in Crofton in that price rang...
01/07/2013
 Yes! The CDA program is one of the best deals out there right now for first-time homebuyers who qualify.  CDA is a type of FHA or government insured loan that is available to first-time homebuyers in any area and to all buyers in “targeted” areas.  Currently targeted areas in Maryland are Allega...
01/02/2013
Have you ever heard of Radon?  It’s the second leading cause of lung cancer behind cigarette smoking.  It’s the number one cause of lung cancer among non-smokers and more people die from radon each year than drunk driving. Radon is a naturally occurring gas that comes from a natural radioactive b...
12/27/2012
Earlier than normal in Fort Meade, Maryland and surrounding areas! This year has played out unexpectedly in that the number of homes listed has been lower than normal and more buyers than normal are out looking.  There are so many factors at play on both sides.  Banks are more willing to work wit...
12/26/2012
This is a question that we are asked every day and the answer is, it depends.  Each situation is different but there are a couple things to consider.   Around Fort Meade, the rents have increased dramatically in the past few years and the rental market moves pretty quickly, especially in the spri...
12/17/2012
This is a great article by Tom Arstingstall about renter's insurance.  Renter's insurance is sometimes overlooked but can be very valuable and we think it's a must-have for everyone.  The cost is low, around the Crofton, Maryland area, renter's insurance is typically around $30 a month and it pro...
12/13/2012
If you are a buyer thinking of using FHA financing, you may want to see how you can get qualified for a conventional loan.   FHA financing is a government insured type of mortgage which has been a favorite of especially first-time home buyers because it only requires 3.5% down and a lower credit ...
11/30/2012
Sally and David Hanson just put out a good blog post about a subject that we encounter frequently.  All service providers are not the same.  Some are extremely professional and good at what they do and others are not.   Buyers absolutely have the choice in Maryland to choose their own lenders and...
11/29/2012
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David & LisaWebber

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