sandy ramos: Welcome Home Wednesday! Swimming Pool Coverage - 10/30/13 07:06 AM
Welcome Home Wednesday! One popular feature, when purchasing a home, is a swimming pool, but one thing to consider is the liability and costs associated with having and maintaining a pool.
Swimming pools add great value to entertaining guest and family, complementing your back yard landscaping, and a great form of exercise.
During the inspection period, for the purchase of your new home, your REALTOR should recommend that you have the swimming pool equipment inspected for reliability of the pump, equipment and construction of the pool itself. In turn, you should obtain an insurance quote from your insurance provider. … (2 comments)

sandy ramos: Welcome Home Wednesday! Insure your clothes - 10/23/13 10:44 AM
Welcome Home Wednesday! Many of the things that you insure include your home, your car, and your boat, but what about your other personal belongings?
Sandy Ramos, Insurance Agent with Famers Insurance Group, located at 913 West 16th Street, Yuma, Arizona 85364, recommends that you also insure your personal belongings. Not just your T.V’s, furniture and other electronics, but your clothes! If in the event of a fire, you will need to replace your wardrobe. Having them insured will help you replace your wardrobe much quicker.
After you have insured your items with your agent, video tape and store your video tapped … (0 comments)

sandy ramos: Flood Insurance Policies in Yuma, Arizona - 10/16/13 04:21 AM
Welcome Home Wednesday brings you more helpful information from Sandy Ramos with Farmers Insurance Group, located at 913 West 16th Street Yuma, Az. 85364.
When looking for a home, certain neighborhoods require flood insurance on the home due to the location for where the home sits in relation to possible flooding. Your REALTOR will bring items like these to your attention when you are searching for a home.
However, it doesn't take living next to the coast or being in a high risk zone to bring flood damage your way. Excessive rain, poor drainage systems, broken water mains and rapid rain falls … (0 comments)

sandy ramos: Home Inspections & Home Owner Insurance Policies - 10/09/13 08:12 AM
During the purchase of your home, you will have an "Inspection Period," which is typically 10 days. However, your REALTOR and you can increase the amount of time if you decide it’s needed. This inspection period allows you to overview the home from the foundation to the roof and everything in between.
It even allows you to research the neighborhood and school districts. But one of the things that we remind our clients to do during this time period is to call for a home owner insurance quote from people like Sandy Ramos at Farmers Insurance Group, located at 913 West … (0 comments)

Ruben Hernandez (Caroline Auza Development )

Ruben Hernandez

Yuma, AZ

More about me…

Caroline Auza Development

Address: 1700 South 1st Avenue, Suite #214, Yuma, Az, 85364

Mobile: 928-919-0108

Fax: 928-233-8511



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