how to get old tax returns and w2s: Documents Required for a Mortgage Pre-approval
- 04/02/14 03:47 AM
If you’ve started the house hunting process, the first question your real estate agent probably asked you is if you are paying cash or if you require financing for your purchase. If you require financing, your agent’s next question is always ”Are you pre-approved?” A pre-approval tells your agent that your credit, income, and employment history have been reviewed and that you are eligible to purchase a home. Most realtors will not take you inside your first house if you haven’t been pre-approved. In order for a loan officer to pre-approve you, he or she will have you complete an application … (3 comments)
If you’ve started the house hunting process, the first question your real estate agent probably asked you is if you are paying cash or if you require financing for your purchase. If you require financing, your agent’s next question is always ”Are you pre-approved?” A pre-approval tells your agent that your credit, income, and employment history have been reviewed and that you are eligible to purchase a home. Most realtors will not take you inside your first house if you haven’t been pre-approved.
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