richmond va real estate: Keeping My Littlest Clients Happy - 05/15/14 12:08 AM
We often have surprise children visitors in our First Home Mortgage office in Richmond, VA 
and I’ve found they aren’t amused with conversations about interest rates, tax returns, bank statements, and letters of explanation—go figure!  
So, I decided to create a Bucket O' Fun for them where I’ve put in all the go-to items: coloring books, crayons, bubbles, go-fish, and stickers. It has come in handy on many occasions (especially the one when my daughter’s daycare was closed, and I needed to pop into the office for an hour to do a few things). 
Two weeks ago I had a real … (10 comments)

richmond va real estate: Thank You for Closed Business, Active Rain! (and David and Shannon) - 05/14/14 11:02 AM
I am super excited to announce that I have closed business thank you to the Active Rain community and two super star Realtors who went above and beyond to help me get started on Active Rain.
It all began when I met Realtor Shannon Milligan of the RVA Home Team with Jefferson Properties on Twitter.  We were immediate cyber-friends, and I was lucky enough to connect with her soon afterwards at a local networking event.  During a coffee meeting she talked to me about her real estate blogging and Active Rain, and I decided to give it a try. 
She offered to let me write a guest … (8 comments)

richmond va real estate: Has Your Credit Report Expired? - 05/06/14 06:32 AM
Many of my pre-approved buyers in Richmond, VA have a problem: the real estate inventory is so low they cannot find a house to buy.  If this is you and you have gone through the pre-approval process but are then unable to find a house in a timely manner, it’s important to know that your pre-approval doesn’t last forever.  If your credit report expires, your mortgage advisor will want to re-pull it so that they are using the most accurate information to qualify you.

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Why Does the Age of My Credit Report Matter? If your credit report is too old and … (3 comments)

richmond va real estate: Your New Car Could Shrink Your Future House - 04/08/14 12:24 AM
My first car was a 1979 hunter green Volvo (circa 1998).  I loved it!  Sure, I had to keep one foot on the gas and one on the brake at stop lights so that it wouldn’t cut off because it idled so low, but it had a brand new paint job and a cassette player which was all that mattered to me at the time.
When I graduate from college, landed my first job, and lived rent free with my grandparents, I decided to get a new car.  Since I had so few living expenses, I decided to buy a BMW.  My husband (fiancé at the time) talked me out … (6 comments)

 
Whitney Watson (First Heritage Mortgage)

Whitney Watson

Henrico, VA

More about me…

First Heritage Mortgage

Address: 4551 Cox Road, Suite 305, Glen Allen, VA, 23060

Mobile: 804-386-9364



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