down payment assistance: Down Payment Assistance Through the Florida Bond Program - 02/23/10 10:34 AM
If you are looking for a home in Central Florida and are having difficulty getting 3.5% of the total purchase price for the Down Payment, contact us for more information about the Florida BOND Program and get either $7,500 or $5,000 for your down payment, closing costs, and pre-paid items.  Watson Mortgage Corp. is a certified lender for the program and can see if you qualify for this money.  The $7,500 or $5,000 is basically a 2nd loan that must be paid back eventually BUT is ZERO % interest for the life of the loan and gets paid back when you sell the property. 
(3 comments)

down payment assistance: Down Payment Assistance Changes: Did You Wait TOO Long to Buy a House? - 06/24/09 12:34 AM
If you are a First-Time Buyer in Orange County, Florida, and were planning to get a large chunk of money from the County, that "large chunk" just dwindled appreciably yesterday.  What this means to you First-Time Buyers is that you will continue to be able to access funds from Orange County Down Payment Assistance/State Housing Initiative Partnership (SHIP) if you qualify--but there will be less funds available per Buyer/Family. 
Well, here it is:  The Powers-That-Be have made and enacted the dreaded changes to Orange County's Down Payment Assistance Program for First-Time HomeBuyers...And It Just Happened Yesterday.
I just received an email … (2 comments)

down payment assistance: Misinformation: Why Do Others Keep Telling Buyers that Orange County FL DPA $ is All Gone? - 02/03/09 03:06 AM
MISINFORMATION About Loans and Down Payment Assistance--
Specifically about Orange County Down Payment Assistance is Running Rampant
Well, I am not a mortgage specialist, loan officer, lender, and I have no affiliation with Orange County Down Payment Assistance BUT I have successfully gotten money from them for a Buyer I worked with recently and I am constantly faced with people spreading misinformation about their program, probably because the information is confusing in and of itself and partly because everyone involved in a transaction with them must jump through many hoops (the Buyer, the Loan Officer, the REALTOR, and sometimes the Seller, too).  … (5 comments)

down payment assistance: Orlando Home OFF the Market: Say "Hi!" to Your Newest Orlando Neighbors! - 12/31/08 06:09 AM
Say "Hi" to Your Newest Neighbors if You Live In Or Own a Place in ORLANDO, FL
Just SOLD- ORLANDO, Florida
     We are proud to announce that Lisa Spalding with Watson Realty Corp. has just participated in the SALE of the 2 bedroom, 2 full bath, 1-car garage, concrete block home at 3320 Jon Jon Ct.  The home was a sold for $126,000.  The home is 1032 square feet.  If you live in ORLANDO, say "Hi" to your newest neighbors.  The deals are selling all over ORLANDO and in Central Florida in general.    
       
 Home Sale Success-First-Time Buyers are Getting EXCELLENT Deals    
If you're curious what your ORLANDO home may be … (7 comments)

down payment assistance: Orlando Open Houses: SFH for Low Down Payment OR Condo for ZERO Down! - 12/12/08 08:39 PM
You are Invited to TWO Open Houses in Orlando, FL:  TODAY   
Open House Information for the First One:
A Single Family Home on 1/4-acre Fenced Lot
Where: 913 Silver Oak Ct., Orlando, FL     MLS # o4878849Time: Saturday, December 13th from 9 a.m. until 11 a.m.
 
Buy This Home for $170,000; SURPRISINGLY LOW DOWN PAYMENT
3 BR, 2 Bath Single Family Home; Carport; 1,225 Square Feet under Heat/Air
This home has the 1/4-acre Fenced Yard you want and is move-in ready.  The GREAT things about this house are:  Updated Kitchen, Convenient Snackbar, New Windows.  Quiet and Secluded Community on Cul-De-Sac.  No HOA.  1-Year American Home Shield Home Warranty for Buyer on … (8 comments)

down payment assistance: Down Payment Asst. vs. NO Down Payment Asst.--Which is the Strongest Offer?? - 10/28/08 08:21 AM
Okay.  I am working with a Buyer (well, actually a few Buyers) that needs and qualifies for Down Payment Assistance with Orange County, FL.  The hoop that a Buyer with OC in FL needs to jump through, though, is that the PROPERTY must also qualify.  For a house in Orange County, FL to qualify for the program, it MUST have something APPRECIABLY improved or replaced within it within the last 12 months.  For example, it needs to have something NEW like a reshingled roof, updated electric, updated plumbing, or a new hot water heater.  You can't just use the funds (up … (2 comments)

down payment assistance: Free Money from City of Orlando FL for First-Time Buyers; Zero Down City Homes - 09/18/08 07:27 AM
Well, as you may know, I specialize in working with customers who are buying or selling homes in the Orlando area; specifically Orange and Seminole Counties.  While I focus on those areas, I can help with other areas, too, but I wanted to focus today on a little-known part of the Orlando area called the City of Orlando.  You can tell you are in the City of Orlando by looking at the street signs.  If there is a blue water fountain on the street name sign, then you are there!  (Otherwise, you probably are within Orange County; as shown by the orange-named … (0 comments)

down payment assistance: 1608 Gattis Dr. in Orlando, FL--Price Change! Then--SOLD in 2 Months! - 08/24/08 02:47 AM
Affordable Orlando Home For Sale/NOW SOLD!:  $155,000 for a 3 Bedroom, 2 Bath, 1-Car Garage Updated Home

Price Improvement:  Sold $155,000-Too late for you. 
Lovely & Affordable East Orlando Home:
Zero Down Financing Available; REAL Wood/Hickory Flooring; Architectural Shingle Roof; LOTS of Upgrades For More Information, go to: http://www.orlandoareapropertysource.com/ Courtesy of Watson Realty Corp.
Updated 3BR, 2 Bath Home w/1-Car Garage. Newer Architectural Shingle Roof. New REAL Hickory Wood Floors & Plush Carpeting. Energy-Efficient Windows & Front Door. Monitored Security System w/2-way Communication. Other Upgrades Include: Rewired Phone Lines, Walk-In Closets in ALL Three Bedrooms. New 50-Gallon Hot Water Heater, … (3 comments)

down payment assistance: Once Again, Private Downpayment Assistance is in Trouble-Please Help - 07/15/08 12:57 AM
If you are intent upon getting 100% financing and are eligible for a VA loan or can purchase a home outside of the Orlando area and can get a conventional loan for 100% financing through the USDA Rural Home loan program, then GREAT.  Otherwise, if you are a housing industry professional, a prospective home buyer that needs 100% financing, or someone who has already been helped by private downpayment assistance (Nehemiah or AmeriDream), we NEED YOUR HELP.
Please go to the Nehemiah website before mid-August and e-mail everybody to keep private downpayment assistance available.  http://capwiz.com/nehemia/issues/alert/?alertid=11598811
It's easy.  Just click on the … (4 comments)

down payment assistance: Down Payment Assistance; Money to Get into a Home - 03/03/08 12:18 AM
Locally, there are many programs to help you get into a home, especially if you are a First-Time Buyer, here in Central Florida.  There are different programs from the different counties (Orange County, Seminole County, and other), different cities (City of Orlando!), etc. that help with getting people into homes.  There are also loans for people with various careers (teacher, firefighter, cop, etc.) that can help with buying a home.  There is even a HUD (Housing and Urban Development) program, that for $500, can get certain people into homes--but there are no homes available at present for that program, only manufactured homes.
For … (3 comments)

down payment assistance: 100% Financing--Only a Few Loan Programs Left for Central Florida - 01/20/08 06:02 AM
Here is an example (see picture) of what needs to be written for most advertising in Central Florida rather than "100%" Financing Available.  With the "declining markets" here in Orange and Seminole counties (and MANY, MANY other counties in Florida--yesterday I heard that Sumter county was the ONLY county in Florida that's not considered a declining market--OUCH!), there are very few 100% financing loans out there.  But they ARE available for certain properties and for certain Buyers--but your typical, non-first-time Buyer will NOT be able to get 100% financing for the most part.  There!!  I said it.   
Let me start … (8 comments)

down payment assistance: Home Buyer Workshop in December in Orlando-Area of Florida - 12/03/07 10:04 AM
You are Invited to a FREE Homebuyer Workshop
If you are currently renting, imagine if, instead of paying rent to a landlord, you could own your own home. With the home loans currently available, it is likely that you CAN afford to own your own home in Seminole or Orange County, FL.
If you already own a home and are considering moving or if you are thinking of buying an investment property, you MAY be able to do so and maybe even get a deal in this Buyer's market.
When: Saturday 12-8-07 Where: 101 Wymore Road, Ste. 500, Altamonte Springs, FL 32714 … (1 comments)

 

Lisa Spalding

REALTOR, CDPE

Longwood, FL

More about me…

Casa Latino Four Corners, REALTOR, CDPE

Address: Seminole Co. Office/LONGWOOD, FL, FL

Office: (407) 557-2703

Mobile: (407) 267-0304

Orlando, Longwood, Winter Park, Maitland, Central Florida Areas-SELLERS/BUYERS; Sell A Home; Do You Qualify for Down Payment Assistance? BUYERS Pay NO Commission;Use a REALTOR! CDPE/Certified Distressed Property Expert for Short Sales; Pre-Foreclosure Properties; www.WinterParkHomeFinder.com www.OrlandoAreaPropertySource.com


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