avoid foreclosure: In Foreclosure? It’s Not Too Late… - 02/25/11 03:50 PM
In Foreclosure?  It’s Not Too Late…
 
If you are a home owner who faces losing your home and you have received a notice of foreclosure from your lender, it may not be too late to save your credit from a FORECLOSURE!
 
If you have tried a loan modification with no success, your next best step might be a short sale.
 
Think of this: If the bank forecloses on your house, you’re going to have to move, right?
 
So, if you sell (short sale) you will have to move as well.  Often times, a short sale may postpone … (3 comments)

avoid foreclosure: Idaho Short Sale Man! .....A Fun Video - 01/31/11 02:38 PM
Many home owners in a hardship situation, who are facing foreclosure, are not aware that their short sale lender will most often pay the Realtor fee.
 
Idaho Short Sale Man to the rescue!
 
If you or someone you know is in a financial hardship and could possibly lose your home, don’t wait too long, before you contact Don Wixom with RE/MAX Advantage at (208) 880-5039.
 
Don is a Certified Short Sale & Foreclosure Resource!
 

The worst item to have on your credit is a foreclosure.  In a lot of cases, going through the short sale process … (7 comments)

avoid foreclosure: What if YOU didn't have to pay the Real Estate Commission!? - 01/24/11 02:01 PM
  “I would have called you sooner if I knew I didn’t have to come up with the real estate commission!”
 
I was amazed to hear this statement from a seller who is facing foreclosure. After you think about it, it seems somewhat obvious, that’s what a seller might think when needing to sell through a short sale.
 
When you consider the seller has missed several mortgage payments and has limited funds to live on, where would they get any money to pay their Realtor?
  One half of my sales in 2010 were short sales... Not one … (11 comments)

avoid foreclosure: Can the lender come after you for the deficiency on your Idaho home? - 01/11/11 04:07 PM
Can the lender come after you for the deficiency on your Idaho home?
 
As a disclaimer, I am not an attorney, but I play one on TV…
 
According to Idaho code, a lender who has interest in a property, secured by a deed of trust, has 3 months to file suite to claim a money judgment on the deficiency of a defaulted loan after the sale date.
 
This is good news to home owners who have either had their property foreclosed on or sold through other means.
 
Read the Idaho Code here:  http://legislature.idaho.gov/idstat/Title45/T45CH15SECT45-1512.htm
 
If you are … (9 comments)

avoid foreclosure: Year-end Idaho Short Sales Report for 2009... - 01/07/10 03:22 PM
Boise Area Market Report:
Nampa Realtor, Don Wixom, Certified Short Sale & Foreclosure Resource (SFR), updates his Exclusive Short Sale Report as of year end, 2009.
This report shows year-end statistics for both bank owned homes and Idaho short sales as compared to traditional listings and sales.
If you or someone you know is close to losing their home to foreclosure or has recently lost a job or had a major life change not allowing them to continue their monthly mortgage payments, please download this report and contact Don Wixom, ASAP.
Download the 2009 Year-end Idaho Short Sales Report 
                     
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