my wonderful naples: Do you have Flood Insurance?
- 03/23/11 04:05 PM
Flooding is the Number One natural disaster in the USA (according to the Federal Emergency Management Agency -FEMA). How well are you insured against floods? Your regular home insurance policy will include storm damage, but do you have coverage against “rising water”? Springtime snow melt, levee breaks, torrential rain to make rivers overflow – all these involve rising water and a separate flood policy. The US Government provides coverage through the National Flood Insurance Program (NFIP) and consumers purchase the policies for a local agent. In high risk areas flood insurance is required, in other spots it is recommended but not … (1 comments)
my wonderful naples: New Trends in bathroom Fittings & Hardware
- 03/10/11 11:33 AM
Ten years ago I opted for Silestone® for my kitchen countertops as I cook a lot and, from experience, knew that granite, which is porous, can be scratched and stained by water and oil. Silestone has antibacterial protection, can take hot pans, is impervious, and cannot be scratched unless you use a diamond. It looks as good today as it looked 10 years ago. In the past few years the engineered stone surfaces (“Quartz”) have improved in popularity. I recently visited a $13 million home in the Port Royal section of Naples and the spectacular kitchen had Silestone countertops!
Designer Michelle Molinari, co-owner of the design and staging company Feature This Dot Dot Dot in Abbeville LA, advises:” It is equally important in today’s Web-driven world to ensure that your listings’ curb appeal transfers to your online photos”,. "You can spend all the money you want on curb appeal, but if it doesn’t show up in the picture, it’s pointless."Michelle suggests three free and simple ways to improve the curb appeal of your listing photographs: Remove the window screens and keep them in the garage, as they can make the windows … (3 comments)
my wonderful naples: HUD Announces the HECM Saver, a Low-Cost Reverse Mortgage
- 02/03/11 04:36 PM
Reverse mortgages, which convert home equity into tax-free cash, available to borrowers 62 years of age and older, have been criticized for their high up-front fees, among other things. Enter HUD with its new Home Equity Conversion Mortgage Saver (HECM Saver), a low cost, FHA insured, reverse mortgage, that puts, however, tighter limits on amounts that can be borrowed. “It opens up new options for people to think about in terms of how they tap their equity as a retirement resource,” said Barbara Stucki, vice president of home equity initiatives at the National Council on Aging.
Please click here for … (1 comments)
my wonderful naples: Take all three GRI Course in ONE year in SW Florida!
- 01/28/11 01:27 AM
This year, the Naples Area Board of REALTORS® (NABOR) and the Bonita Estero Area REALTORS® (BEAR) are joining together to offer the opportunity to complete the GRI (Graduate of REALTOR® Institute) designation course in one year. These courses are traditionally only offered once a year and to have the opportunity to take all three courses in one year is truly special. Beginning with GRI 1 at NABOR on February 15th and continuing with GRI 2 (August at NABOR) and GRI 3 (May at BEAR) split between the two associations within this calendar year you will be able to complete your … (0 comments)
Flooding is the Number One natural disaster in the USA (according to the Federal Emergency Management Agency -FEMA). How well are you insured against floods? Your regular home insurance policy will include storm damage, but do you have coverage against “rising water”? 
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