ARCHIVED BLOG POSTS

2012 

Below is the number of test takers who are getting Certified as Residential Appraisers and the Exam Pass Rate Trend for Florida. Not much seems to be increasing in the way of Florida Certified Residential Appraisers. There were only three exams given in the state of Florida in January of 2012.  O...
02/26/2012
Below is a indication of what the market is supporting and it shows a slow down in the number of people getting licensed in Florida as a Real Estate Instructor. As you can see from the graft, there were only three exams given in January 2012 in the state of Florida for Real Estate Instructors.  O...
02/26/2012
  There were 103 Florida State Exams given in January 2012 . Only 51 passed the exam the first time, leaving 52 failing.140 of those who failed retook the exam and 51 of them passed, leaving 89 to fail the second time.Overall there were 243 exams given, 102 passed, 141 passed, making the pass ra...
02/26/2012
Windows CD-ROM ....Pre Sales Associate Interactive Questions and Answers to Help You Pass Your Sales Associate Exam Edward O'Donnell developed this WONDERFUL review tool for the sales associate. This is a new version from the ground up, based on customer and student feedback. It is designed speci...
02/22/2012
Advantages Monthly payments on the loan are spread over 30 years, offers the borrower protection against future increases in interest rates and inflation rates. providing for the orderly repayment of the amount borrowed. Household budgets are easier to manage because borrower does not have to pla...
02/22/2012
The Truth-in-Lending Act requires that mortgage lenders disclose their annual percentage rates to potential borrowers. The annual percentage rate (APR) is a standard expression of credit costs designed to give potential borrowers an easy method of comparing lenders total finance charges. These fi...
02/22/2012
A buyer must have the necessary income and debt ratios to afford a mortgage payment.  Coming up with enough cash to close is another big hurdle. The closing costs and prepayments on a typical mortgage loan for $120,000 can reach $5,000 in addition to the down payment. Many qualified buyers are fo...
02/22/2012
Before buyers begin looking at houses, they should have a good understanding of their own financial capabilities and housing objectives. Licensees should explain both issues to their customers to help them understand the importance of getting preapproved. This is important because if a loan appli...
02/22/2012
Many times a sales associate will not set a appointment until he has previewed homes and is confident that good choices are available to show. This advantage allows the sales associate to describe properties that meet the buyer's needs. Two disadvantages in this approach are; The sales associate ...
02/19/2012
The Buyers Brokerage Agreement is an agreement between a buyer and a broker to provide services for compensation.The broker may be acting as a single agent,( a broker who represents either the seller or the buyer, but not both) or a transaction broker, (a broker who is working for the contract wi...
02/19/2012
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Captain Wayne - Rowlett Real Estate School

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