Xiao-Qing (Shall-Ching) Lu's (xlu) Blog

1. Less competition for buyers 2. Winter prospects are more serious 3. Homes show better during holidays 4. One of the highest ratios of 'Listings sold' to 'Listings Taken' occur during this time of year 5. May receive more money for your home because there is less seller competition 6. Throughou...

1) Uncertainly regarding loan programs and limits. May n ot be available in 2009 after the changes in our government take place. 2) Because there are less buyers shopping for a home at this time you may be in a stronger negotiating position. 3) With fewer buyers on the market during the holiday, ...

Thank you for the opportunity to inform you of a program that is made available by the State of Nevada for "First Time Homebuyers".  This program has been the best kept secret in the mortgage industry even though it's been available for more than 30 years.  Especially in this volatile market and ...

This Mortgagee Letter provides notice of the 2009 comprehensive update to the Federal Housing Administration's (FHA) single-family mortgage limits as a result of the enactment of the Housing and Economic Recovery Act of 2008 (HERA).  The mortgage limits described in this Mortgagee Letter are effe...

Learn about the NACA Mortgage   •·     WHAT IS NACA? •·             WHAT ARE THE SERVICES NACA OFFERS? •·             WHAT IS NACA's   BEST MORTGAGE IN AMERICA? •v   No Down Payment •v   No Closing Costs •v   No Perfect Credit (Credit Scores are not part of qualification) •v   100% Financing •v  ...

The first situation involves the listing side on bank owned property. Our agents have been asked to send our buyer's Earnest Money Deposit check to the listing agent who will contact escrow to open the transaction. The answer to this is a resounding "NO!" I'm not sure how large I might have to ty...

                SFR Inventory:        17,083                       Condo/Townhome Inventory:       4,593                   Total Inventory:        21,676                       Total Pending:        29.6%  6,409                     Total Under Contract Last 30 Days: 15.6% 3,375                   ...

Whether you are a first time home buyer or a seasoned home buyer, you will find the following guideline useful in planning your next home purchase. It is always a good idea to be prepared and know how you much to pay in advance especially when buying the biggest investment in life. Below is a bre...

 Latest Update on Las Vegas' Hotest Construction City Center! See below for up-to-date views illustrating the remarkable progress at CityCenter. Recent construction updates include: Vdara Condo Hotel signage is up and illuminated at the top of the tower, marking the first exterior building signag...

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