John Tuggle's (youhomeyouloan) Blog

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Mortgage and Lending - John Tuggle, Senior Mortgage Loan Originator, Envoy Mortgage, Ltd. - NMLS# 211187
If qualified, April 30th, 2011 is the deadline to enter into a binding contract to purchase, Credit: $8000  Below are the benefits for members of the military and certain other federal employees: Members of the military and certain other federal employees serving outside the U.S. have an extra ye...
Less Up Front From Buyers, Less Up Front From Sellers, More Per Month From Buyers -- Please voice your opposition to the Seller Concession Change!!!!  An overview of some of the changes for FHA coming this fall:  Higher monthly fees. The legislation allows the FHA to hike the monthly fee to as mu...
USDA ~ ~~ Development United States Department of Agriculture Rural Development TO: Participating Lenders AUG 2 3 2010    FROM: Tammye Trevifio,Administrator Housing and Community Facilities Programs  SUBJECT: Single Family Housing Guaranteed Loan Program Funding Notice  Many of you may be aware ...
Today the US House of Representatives passed legislation that would extend the closing deadline for the Home-buyersTax Credit.  The Senate has already passed a similar measure and this  is the second time this year for the house to do so.  If the US Senate can pass a conference bill the credit wi...
The US Senate has amended a bill to give homebuyers who were under contract on a home purchase on or before April 30, 2010 an additional three months to close the transaction and claim the Federal Homebuyer Tax Credit.  Extending the deadline for closing from June 30 to Sept. 30 would allow lende...
REMINDER! For certain members of the military, the Foreign Service, and the intelligence community REMINDER! For certain members of the military, the Foreign Service, and the intelligence community, the home buyer tax credit has been extended a full year -- to April 30, 2011 for a signed contract...
National Flood Insurance Program The program expired on March 28, 2010.  .  Unfortunately, the United States Senate adjourned without approving H.R. 4851, which would have extended a number of programs including the National Flood Insurance Program (NFIP).   The lapse in authority means that mort...
Notice of Funding  / USDA RURAL HOUSING This message is to notify you that program funding for the Single Family Housing Guaranteed Loan Program will likely be exhausted by the end of April, 2010.  Once funding is exhausted, the Agency will not issue Conditional Commitments "subject to receipt of...
Tuggle Joins Freedom B2B Division, Wholesale Rates from a Retail Lender!!! I am pleased to announce that effective immediately I have joined Freedom Mortgage Corporation, B2B Retail Division.  This division was formed to specifically fill the void of the loss in the market place of wholesale pri...
Below is .an excerpt from an open Letter from Honorable Johnny Isakson, US Senator, Georgia, dated October 16th, 2009.  Senator Isakson is the point man on Capiatl Hill for this important Legislation.  He is also a Realtor.  Please tell your Congressional Representatives to support his initiative...

John F Tuggle

Certified VA Expert Renovation Program Specialist
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