2014: My 2014 Mortgage Predictions and thoughts
- 01/09/14 05:13 AM
There are a handful of things that are going to have a major impact on qualifying for a home loan in 2014. First of all there are new major guidelines changes this month that are called Ability To Repay (ATR) and the new definition of a Qualified Mortgage (QM). They're ominous and the impact is more far-reaching than on the surface. Choosing a smart Loan Originator (LO) who has a firm understanding of Private Mortgage Insurance (PMI), can accurately calculate variable income/SE income along with the ability to quickly get through the painstaking process of itemizing fees for "seller concessions" will be key to a … (1 comments)
A smarter Realtor/Loan Originator team can make a transaction effortless for a buyer and lead to future business from them, their family, friends, co-workers and neighbors.
Raving fans of your service will WANT to share their experience.
There are a handful of things that are going to have a major impact on qualifying for a home loan in 2014. 
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