home loan: Impound Accounts when Buying or Refinancing a Home - 10/09/19 03:30 PM
Impound Accounts when Buying or Refinancing a Home
When you buy a home and secure the purchase with a mortgage, 
not only will you be required to pay the monthly loan payments, you will be making a commitment, for as long as you own the property, to pay the property taxes every year as well as maintaining a homeowners insurance policy. And depending on the amount of down payment, you might be required to pay for private mortgage insurance. On home loans with less than 20% down, impound accounts are typically mandatory. Money to make these payments is kept by the lender or … (0 comments)

home loan: What Is A FICO Score? - 07/18/19 05:31 PM
What Is A FICO Score?
Hi and welcome to another Two Minute Tuesday Video. Today, I’m going to talk about your CREDIT SCORE also known as your FICO SCORE.

One important aspects of purchasing a home is getting a mortgage and getting a good, low rate is dictated by our ability to prove your credit worthiness. The term you are all familiar with is “FICO score” which is a rating system that lenders use to gage what kind of risk you are when applying for financing. There’s a saying in the business that “Past history is indicative of future performance.” So how you’ve … (0 comments)

home loan: Least Expensive Homes For Sale In Mission Viejo - 09/14/15 04:25 AM
Least Expensive Homes For Sale In Mission Viejo
September 14, 2015
Finding low priced homes in Orange County is always a tough proposition but Mission Viejo has some  properties that can be used as starter homes for first-time buyers who are looking to get away from the rental property merry-go-round. In the past few years, investors have scooped up many distressed units and converted them to rentals. With rent prices steadily increasing, this is a good time to consider making that first home purchase.
Take a look at these Least Expensive Homes For Sale in Mission Viejo:
These low priced listings are all condos or … (1 comments)

John Alesi, (Orange County California Real Estate) (Century 21 Award) Rainmaker large

John Alesi

(Orange County California Real Estate)

Mission Viejo, CA

More about me…

Century 21 Award

Address: 22342 Avenida Empresa, Suite 150, Rancho Santa Margarita, CA, 92688

Office: (949) 510-2154

Mobile: (949) 510-2154

Email Me

BRE# 01730187 Author Bio: After many years of working in the sales business, I have chosen to dedicate my career to the real estate industry. In more casual terms, I have decided to build my business around helping people fulfill their dreams of home ownership with a very personal touch. Unlike many in this industry who "got their license to play around in real estate", I am committed to giving 100% to each and every customer. Buying or selling your home is a complicated process that requires the knowledge, skills and effort that a part time agent cannot provide. Whether you are buying your first home, moving up because of a growing family, relocating due to a job transfer, seeking that dream estate on the golf course or downsizing in the golden years, I believe it is my obligation to treat everyone with honor and respect and with the highest degree of service and professionalism. Feel free to call me to discuss your real estate needs. I promise that I will take good care of you. View all AR Posts By John Alesi Blog Google+ Check back often for news, events and information about South Orange County, CA.
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