japantown condos: Getting the Most Out of Your Child's 529 Plan to Pay for College - 01/25/22 10:42 AM
Getting the Most Out of Your Child's 529 Plan to Pay for College State-sponsored 529 accounts are a tax-free way to pay for a child’s college education. Opening an investment account when they’re young and contributing to it regularly and basically forgetting about it until they’re ready to go to college is one way to deal with it.
The money is usually invested in mutual funds, so parents don’t have to keep a close eye on how they’re performing.
Because 529 plans have a much shorter time to grow than retirement accounts do, a severe market drop can affect how much money they … (1 comments)

japantown condos: How to Save for Your Retirement - 01/16/22 04:42 PM
How to Save for Your Retirement Having a student loan payment each month as a college graduate leaves little room in the budget to contribute to a retirement savings account.
College grads without student loans are much more likely to save for retirement. By the time they reach age 30, grads without student loans are predicted to have double the amount saved for retirement as individuals with student loans, according to a study by the Center for Retirement Research at Boston College.
What can those with student loan debt do to fix this?
Pay Your Student Loans First
If you can’t afford to save … (4 comments)

japantown condos: 5 Ways to Add Chic Vibes to Your Bathroom - 01/16/22 04:35 PM
5 Ways to Add Chic Vibes to Your Bathroom Looking to add some of your own personal chicness to your bathroom? Below are a few ways you can add a little oomph to your powder room.
Climbing plants. Climbing vines indoors can add a jungly, naturalistic element to your space. Some of the coolest vines for interiors are ivy, heartleaf philodendron, jasmine and betel leaf plant.
Art. Don’t be afraid to add some unique art to your bathroom! A cool painting or sculpture can make a great focus piece.
Lighting options. From an interesting lighting fixture to a colored bulb or recessed lighting beneath, … (0 comments)

japantown condos: Maintaining Your Kitchen Appliances - 01/09/22 01:07 PM
Maintaining Your Kitchen Appliances Being a homeowner can be costly, but some expenses can be trimmed with regular maintenance. Since so many appliances run in the kitchen, it’s one of the best places to start.
Here are some of the best ways to keep your kitchen appliances running well so that they last through their normal lifetime, and hopefully beyond:
Refrigerator
Refrigerators have a life expectancy of 13 years, according to the National Association of Home Builders (NAHB).
Mold should be the main thing to try to prevent the spread of in a refrigerator. This requires regularly removing all food from it … (2 comments)

japantown condos: Smart Thermostats: Top 4 Expert Picks - 01/09/22 01:03 PM
Smart Thermostats: Top 4 Expert Picks Programmable thermostats let you set the temperature in your home and have the thermostat change it based on the time of day. What makes them ‘smart’ is that they can learn from your behaviors, let you control the climate remotely, show you energy consumption in real-time and even adjust themselves based on conditions like humidity.
You can tell them to shut off after you leave for work and spring back into action in time to ensure the house temperature is comfortable by the time you get home. Many models can be managed from your phone … (2 comments)

japantown condos: Steps to Take After Identity Theft - 01/08/22 02:58 PM
Steps to Take After Identity Theft Reacting quickly is essential after you’ve been the victim of identity theft. It can lessen the damage by thieves and lower the stress of having your credit card lost or stolen.
You may notice when you get home that your credit card is missing. Or you may get an email from your credit card company that there is some suspicious activity on your account.
Whatever alerts you to identity theft, here are some steps to take immediately after realizing it:
Get on the phone
Depending on the circumstances, you may want to first call the … (1 comments)

japantown condos: Retirement May Be Changing What You Need in a Home - 01/06/22 12:44 PM
The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. According to the Schwartz Center for Economic Policy Analysis, 2021 saw a retirement boom:
“At least 1.7 million more older workers than expected retired due to the pandemic recession.”
If you’ve recently retired, your home may not fit your new lifestyle. The good news is, you’ve likely built-up significant equity that can fuel your next move. According to the latest Homeowner Equity Insights report from CoreLogic, homeowners gained more than $50,000 in equity over the … (2 comments)

japantown condos: How to Sneak in More Veggies - 01/05/22 11:12 AM
How to Sneak in More Veggies Trying to munch more veggies on the reg, but sick of salads and steamed sides? Below are a handful of simple ways you can up your veggie count with ease.
Blend them. If you’re a smoothie fan, you’ll be thrilled to know that adding a handful or two of baby spinach to your morning blend won’t alter the flavor or texture of your favorite drink. It will, however, give you an added vitamin punch and a bright color.
Juice them. Dust off that unused juicer and aim to make a fresh juice at least once a week. … (2 comments)

japantown condos: How to Choose the Best Houseplants - 01/05/22 11:09 AM
How to Choose the Best Houseplants Just like picking paint and furniture, it’s important to spend time choosing the best plants for your interior space. Not only should you be considering the care your new plant friends will need, but also how they will impact your space as they grow to their full forms. Below are several tips for picking the best houseplants.
Understand sun exposure. The quickest way to shrivel a houseplant is by giving it the improper amount of sunshine. Take the time to get to know the sunniest and shadies areas of your interior, and pick plants that … (1 comments)

japantown condos: Why Waiting To Sell Your House Could Cost You a Small Fortune - 01/05/22 11:02 AM
Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house now rather than waiting until the spring.
1. Buyers Are Looking Right Now, and They’re Ready To PurchaseThe ShowingTime Showing Index reports data from more than six million property showings scheduled across the country each month. In other words, it’s a gauge of how many buyers are out looking at homes … (1 comments)

japantown condos: Avoid the Rental Trap in 2022 - 01/04/22 10:41 AM
Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022.
As a renter, you should know rents have been rising since 1988 (see graph below):
In 2021, rents grew dramatically. According to ApartmentList.com, since January 2021:
“. . . the national median rent has increased by a staggering 17.8 percent. To put that in context, rent growth from January to November averaged just 2.6 percent in the pre-pandemic years from 2017-2019.”
That increase in 2021 was far greater than … (2 comments)

japantown condos: How Much Do You Need for Your Down Payment? - 01/03/22 12:34 PM
As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?
If you think you have to put 20% down, you may have set your goal based on a common misconception. Freddie Mac says:
“The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20% is necessary.”
Unless specified by your loan type or lender, it’s typically not required to put 20% down. According to the Profile of Home Buyers and Sellers from the National Association of … (3 comments)

japantown condos: 5 Ways to Trick Yourself Into Saving Money - 01/03/22 11:16 AM
5 Ways to Trick Yourself Into Saving Money The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates survey.
Without savings, people can be forced to take on debt when they lose their job, get sick or have major car repairs. Fortunately, there are some easy ways to trick yourself into saving money, whether for retirement, college, a new car, vacation or a rainy day. Here are five:
Automatic Transfers
Having money automatically moved from your paycheck to a retirement account, or from your checking account … (0 comments)

japantown condos: Is the Real Estate Market Finally Getting Back to Normal? - 12/30/21 11:11 PM
The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey:
After the bubble burst in June 2007, values depreciated 6.1% annually until February 2012. From March 2012 to today, the market has been recovering with values appreciating 6.2% annually.
These wild swings in values were caused by abnormal ratios between the available supply of inventory and buyer demand in the market. In a normal market, there would be a 6-month supply of housing inventory.
When the market hit its … (4 comments)

japantown condos: This Isn’t a Bubble. It’s Simply Lack of Supply. - 12/30/21 10:31 PM
Some Highlights
In a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing market. When addressing whether or not today’s high buyer competition and rising home prices are evidence of a housing bubble, Yun said that this “is not a bubble. It is simply lack of supply.” Today’s housing market is healthy, and rising prices are driven by real buyer demand. Let’s connect to talk about the best ways to navigate such an energetic market. … (0 comments)

japantown condos: Your Journey to Homeownership - 12/30/21 10:26 PM
Some Highlights
When it comes to buying a home, there are a number of key milestones along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. When you’re ready to start your journey, let’s connect so you have trusted guidance at every milestone in the process. … (1 comments)

japantown condos: Advice for First-Generation Homebuyers - 12/30/21 10:01 PM
The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for Bank of America, says:
“Achieving this goal can create a sense of pride and accomplishment that resonates both for the buyer and those closest to them, including their parents and future generations.”
In other words, your dream of homeownership has far-reaching impacts. If you’re about to be the first person in your family to buy a home, let that motivate … (1 comments)

japantown condos: A Happy Tail: Pets and the Homebuying Process - 12/30/21 09:56 PM
A Happy Tail: Pets and the Homebuying Process Some Highlights
It’s no secret that we love our furry friends – about 70% of U.S. householdshave pets. What may come as a surprise is how large a role they play in the homebuying process. Americans spend$1,163 a year on their pets, and nearly half of pet owners say they would move for better accommodations and amenities for their pets. If you’re thinking of adding a furry friend, or if you already have, let’s connect to discuss how you can find a home that meets all your pet’s needs.  
(2 comments)

japantown condos: Win When You Sell (And When You Move) - 12/30/21 09:52 PM
If you’re trying to decide when to sell your house, there may not be a better time than this winter. Selling this season means you can take advantage of today’s strong sellers’ market when you make a move.
Win When You Sell
Right now, conditions are very favorable for current homeowners looking for a change. If you sell now, here’s what you can expect:
Your House Will Stand Out– While recent data shows there are more sellers getting ready to list their homes this winter, there are still more buyers in the market than there are homes for sale. If you sell your house now before more houses are … (0 comments)

japantown condos: Struggling To Find a Home To Buy? New Construction May Be an Option. - 12/30/21 09:46 PM
There’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great time to list if you’re ready to make a change. But if you do sell your house right now, you may be wondering where you’ll go when you move.
With so few homes available to buy right now, you might be considering building a new home as one of your options. But you may be unsure if that’s the way to go. Let’s compare the benefits of a newly built home versus moving into an existing one, and why working with a real estate agent throughout the process is … (2 comments)

 
Zdenka "Zee" Mahan, Making Real Estate sale fun- exciting experience! (Intero / Berkshire Hathaway )

Zdenka "Zee" Mahan

Making Real Estate sale fun- exciting experience!

San Jose, CA

More about me…

Intero / Berkshire Hathaway

Address: 12900 Saratoga Ave, Saratoga, CA, 95070

Office: (408) 656-4439

Fax: (408) 668-0850

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