san jose condos and homes: Looking forward to my Open House visitors tomorrow :-)! - 02/24/23 09:55 AM
Every year, I see people stop by my open house dusted with bright and happy colors from this fun event! Right near Regional Medical Center in downtown/N SJ- this Saturday 11-2PM is yur chance this year! I Holi Festival of Color Walk, Live Music, Dance Performances and Food Trucks. It's free.
 
https://www.eventbrite.com/e/holi-festival-2023-tickets-532713850467?aff=ebdssbdestsearch
 
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san jose condos and homes: Weekend fun around the Bay & FREE zoom HOME consultation update - 08/19/22 10:43 AM
Happy Friday! Are you looking for something fun to do this weekend? Movie night at Vasona Park used to be always our family favorite when kids were little. So happy to see it back! Need more ? Here is list of all fun events around the bay area for you. 
As always if you need to talk real estate just give me a call. Market changed. Just going on MLS is no longer enough. Having skilled and determined agent that KNOWS your area, your building and all the details to sell your home against another in rising inventory level is so important! … (0 comments)

san jose condos and homes: San Jose Downtown inventory is going up! - 05/16/22 03:23 PM
 
WOW! Past week update for condos in Downtown SJ is exciting! 25 new listings hit the market past 7 days alone. Couple of good options for townhomes as well. Time is right if you are looking to sell! https://search.mlslistings.com/Matrix/Public/Portal.aspx... Interested to schedule a preview for any of these? Give me a call 408-656-4439.
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#sanjose #bayarea #homes #downtown #firsttimehomebuyer #japantown 
#homebuying #homebuyer #buyinghomes #sellyourhome #homesellers  #sellmyhome #newhomes #sanjosecalifornia #sanjoseeats #sanjosesharks #sanjoseca #downtownsj #bayareahomes #buyhome #firsttimebuyer #newhomebuyers #sanjoserealestate #japantownsj #sellhome #buyyourhome #sanjoseevents #japantownsj #downtownsanjosetheplace2be
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san jose condos and homes: How to Save for Your Retirement - 01/16/22 04:42 PM
How to Save for Your Retirement Having a student loan payment each month as a college graduate leaves little room in the budget to contribute to a retirement savings account.
College grads without student loans are much more likely to save for retirement. By the time they reach age 30, grads without student loans are predicted to have double the amount saved for retirement as individuals with student loans, according to a study by the Center for Retirement Research at Boston College.
What can those with student loan debt do to fix this?
Pay Your Student Loans First
If you can’t afford to save … (4 comments)

san jose condos and homes: Retro Colors Make a Comeback: What's Hot in Decor Right Now - 01/07/22 10:57 AM
Retro Colors Make a Comeback: What's Hot in Decor Right Now Everything old is new again, and that goes for decorating with color. While the last decade in home décor has largely been defined by white and varying shades of beige and gray, today’s designers are harking back to yesteryear with paint colors, furniture and even kitchen appliances.
Part art deco, part ‘50s suburban and part ‘60s mod, these awesome retro colors are fresh and refreshed to fit today’s tastes, say the color mavens at Sherwin Williams, whose wall color faves this year include shades of pink, aqua and pale or … (3 comments)

san jose condos and homes: Retirement May Be Changing What You Need in a Home - 01/06/22 12:44 PM
The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. According to the Schwartz Center for Economic Policy Analysis, 2021 saw a retirement boom:
“At least 1.7 million more older workers than expected retired due to the pandemic recession.”
If you’ve recently retired, your home may not fit your new lifestyle. The good news is, you’ve likely built-up significant equity that can fuel your next move. According to the latest Homeowner Equity Insights report from CoreLogic, homeowners gained more than $50,000 in equity over the … (2 comments)

san jose condos and homes: How to Choose the Best Houseplants - 01/05/22 11:09 AM
How to Choose the Best Houseplants Just like picking paint and furniture, it’s important to spend time choosing the best plants for your interior space. Not only should you be considering the care your new plant friends will need, but also how they will impact your space as they grow to their full forms. Below are several tips for picking the best houseplants.
Understand sun exposure. The quickest way to shrivel a houseplant is by giving it the improper amount of sunshine. Take the time to get to know the sunniest and shadies areas of your interior, and pick plants that … (1 comments)

san jose condos and homes: What Is a Negotiated Debt Settlement? - 01/05/22 11:04 AM
What Is a Negotiated Debt Settlement? If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth checking into. Negotiated debt settlement is a general term for discharging debt in a way that appeals to the credit card holder and the card’s issuer.
It’s best to negotiate from a position of strength by not having submitted late payments or having missed them, which can cause a credit score to fall. If that happens, cardholders will likely have a harder time getting concessions in a negotiated debt settlement. Instead, they should start talking to their creditor … (1 comments)

san jose condos and homes: Avoid the Rental Trap in 2022 - 01/04/22 10:41 AM
Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022.
As a renter, you should know rents have been rising since 1988 (see graph below):
In 2021, rents grew dramatically. According to ApartmentList.com, since January 2021:
“. . . the national median rent has increased by a staggering 17.8 percent. To put that in context, rent growth from January to November averaged just 2.6 percent in the pre-pandemic years from 2017-2019.”
That increase in 2021 was far greater than … (2 comments)

san jose condos and homes: How Much Do You Need for Your Down Payment? - 01/03/22 12:34 PM
As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?
If you think you have to put 20% down, you may have set your goal based on a common misconception. Freddie Mac says:
“The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20% is necessary.”
Unless specified by your loan type or lender, it’s typically not required to put 20% down. According to the Profile of Home Buyers and Sellers from the National Association of … (3 comments)

san jose condos and homes: Is the Real Estate Market Finally Getting Back to Normal? - 12/30/21 11:11 PM
The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey:
After the bubble burst in June 2007, values depreciated 6.1% annually until February 2012. From March 2012 to today, the market has been recovering with values appreciating 6.2% annually.
These wild swings in values were caused by abnormal ratios between the available supply of inventory and buyer demand in the market. In a normal market, there would be a 6-month supply of housing inventory.
When the market hit its … (4 comments)

san jose condos and homes: How To Think Strategically as a Buyer in Today’s Market - 12/30/21 10:23 PM
The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game.
The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to ensure your plan is as strong as possible when you begin your home search.
Pre-Approval: the Best Opening Play To Make as a Homebuyer
It’s important to have a great opening play when you’re buying a home. And the best move you can make when you begin your home … (2 comments)

san jose condos and homes: Struggling To Find a Home To Buy? New Construction May Be an Option. - 12/30/21 09:46 PM
There’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great time to list if you’re ready to make a change. But if you do sell your house right now, you may be wondering where you’ll go when you move.
With so few homes available to buy right now, you might be considering building a new home as one of your options. But you may be unsure if that’s the way to go. Let’s compare the benefits of a newly built home versus moving into an existing one, and why working with a real estate agent throughout the process is … (2 comments)

san jose condos and homes: Bring Peace to Your Bedroom - 12/30/21 02:10 PM
While world peace is a great idea, if you want to add a touch of calm to your life, begin with your bedroom. Your room isn’t merely the place to rest your head, it’s where you wake, and the vibe of your room can set the tone for the rest of your day. Below are five tips for bringing a peaceful vibe to your bedroom.
Choose calming colors. While red or orange may be your favorite fiery hue, when picking shades for your room, choose soothing, calm colors like light blue or a gentle gray.
Pick minimal patterns. Keep the fun, funky patterns for the … (1 comments)

san jose condos and homes: Why Selling Your House with a Real Estate Professional Is Essential - 12/30/21 01:31 PM
Selling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need.
The 2021 Profile of Home Buyers and Sellers from the National Association of Realtors (NAR) surveys homeowners who recently sold their house on their own and asks what difficulties they faced. Those sellers say some of the biggest headaches are prepping their house for sale, pricing it right, and handling the required paperwork.
Working with an agent is the best way to ensure you … (1 comments)

san jose condos and homes: One Man’s Very Dark Vision: $250K All-Black Home in Illinois - 12/29/21 07:57 PM
distinctive home in central Illinois began its journey into darkness with a black roof.
“Once the roof was done, I could envision how the house would be with black siding. Once that went on, it all made sense in my mind. I knew everything was going to be black, top to bottom, inside and out,” says the owner and listing agent, Seth Goodman. “It works really well. When you see the house in person, it’s a totally different feel than the pictures really show.”
What the pictures show is an all-black, two-bedroom residence in Lincoln, IL, that looks like a Goth … (2 comments)

san jose condos and homes: What Everyone Wants To Know...Will Home Prices Decline in 2022? - 12/29/21 07:44 PM
If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. You might be asking yourself: if I buy a home now, will it lose value? Or will it continue to appreciate going forward? The good news is, according to the experts, home prices are not projected to decline. Here’s why.
With buyers still outweighing sellers, home prices are forecast to continue climbing in 2022, just at a slower or more moderate pace. Why the continued increase? It’s the simple law of supply and demand. When there are fewer items on the … (1 comments)

san jose condos and homes: Key Things To Avoid After Applying for a Mortgage - 12/29/21 06:28 PM
Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure to consult your lender – someone who’s qualified to explain how your financial decisions may impact your home loan.
Here’s a list of things you shouldn’t do after applying for a mortgage. They’re all important to know – or simply just good reminders – for the process.
1. … (1 comments)

san jose condos and homes: 5 Tips for Making Your Best Offer on a Home - 12/29/21 06:25 PM
As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition.
1. Know Your BudgetKnowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. As Freddie Mac puts it:
“This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller that you are a … (1 comments)

san jose condos and homes: Expert Insights on the 2022 Housing Market - 12/29/21 06:21 PM
As we move into 2022, both buyers and sellers are wondering, what’s next? Will there be more homes available to buy? Will prices keep climbing? How high will mortgage rates go? For the answer to those questions and more, we turn to the experts. Here’s a look at what they say we can expect in 2022.
Odeta Kushi, Deputy Chief Economist, First American:“Consensus forecasts put rates at about 3.7% by the end of next year. So, that’s still historically low, but certainly higher than they are today.”
Danielle Hale, Chief Economist, realtor.com:“Affordability will increasingly be a challenge as interest rates and prices rise, but remote work may expand search areas and … (0 comments)