Garage insurance protects auto repair and body shop owners from liabilities involving their customers' vehicles while the vehicles are being worked on. Most garage owners don't even know how fully covered they actually are with garage insurance, however. The coverage generally breaks down to two categories, garage liability and garage operations.
Garage liability provides coverage for bodily injury, property damage resulting from operations involving the ownership, maintenance, or use of a covered vehicle.
Garage operations provides coverage for bodily injury or property damage resulting from garage operations other than the ownership, maintenance, or use of a covered vehicle.
There are also other types of coverage, like automobile inventory insurance, that you can have in addition.
For more information on auto repair and body shop insurance, contact us today! We're Altman Insurance, an independent insurance agency based in Olympia, Washington.