Everyone knows how important it is to get a life insurance policy - especially these days. Getting life insurance is one of the ultimate ways to show your family that you care because you're looking out for them when you're no longer around to provide for them.
If you're just now considering life insurance, you should know that many things factor into your policy. Age, health conditions, and salary are just a few of the many things that will determine your premium and coverage.
Here are a few questions to think about before meeting with a life insurance carrier. These are a few of the questions that are usually asked:
- Do you want to leave an education fund for your children?
- Do you want to pay off your current mortgage?
- Do you want to pay off all your debts, including cars and credit cards?
- Do you want your final expenses paid for?
- Do you want to leave an income for your spouse in addition to any Social Security benefit you may receive?
- Do you want to leave any money to a favorite charity or church?
- Do you want to leave money for any other reason?
Again, this is just for starters. But questions such as these must be considered before purchasing a life insurance policy.
For more information on life insurance, contact us today. We will listen to your specific needs and find the right coverage for you. We're Paradiso Insurance, an independent insurance agency based in Stafford, Connecticut.
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