Out of Money and Facing Foreclosure? Help to Prevent Foreclosure in IL

By
Real Estate Agent with RE/MAX Suburban 475.135322

out of money?

One of the most important things I learned in the Certified Distressed Property Expert course I took last week (CDPE) were ways to help troubled homeowners stay in their homes and to try to help get the word out that there ARE options for many people. 

A very shocking statistic I learned was that 7 out of 10 homeowners whose homes actually get foreclosed upon get to that point without any visible help.  There are so many good people that are experiencing financial difficulties at this time in our present economy, but many of the people who need help the most feel too ashamed or embarrassed to reach out for help.  As a CDPE, I am now trained to help do what I can to help people prevent foreclosure. For some people that qualify, a short sale may be the answer but I would advise not only talking to your tax and legal professionals, but also looking over the resources listed below.  If you would like to talk to me, I would welcome that opportunity to see if I can help you personally.

Here are some very useful and some NEW links to check out:

*US Treasury-Loans as low as 2%

*Obama administration's MHA, visit Making Home Affordable

*Find out if you are eligable for a re-finance or loan modification here

*Find a HUD counselor (for FHA loans) or talk directly to your mortgage company

*Find out if you have a Fannie Mae mortgage here

*Find out if you have a Freddie Mac mortgage here

*Freddie Mac- more help to avoid foreclosure

*Freddie Mac-tips on working with YOUR lender to avaoid foreclosure

*Foreclosure prevention workshops

*Mortgage Bankers Association Home Loan Learning Center and Foreclosure Prevention Resource Center

Please keep in mind that the information available is changing constantly with new programs and updates.  And don't be too embarrassed to reach out for help.  You are not alone and you owe it to yourself and your family and your credit rating to do all you can to see if you are qualified for any of the available options before letting a foreclosure happen to you.



 

I hope you find this information useful.  I am only a phone call or email away if you need real estate help:-)

 

Debra Kukulski Crystal lake Real Estate

If I can be of assistance to you, please do not hesitate to call or email me.

It will be my pleasure! 

By the way, if you know of someone that could benefit from my high level of service, please call or email me with their name and daytime phone number and I will make sure to follow up and take great care of them.

My business is over 87% referral and repeat clients and I am so grateful it keeps growing from your loyalty and referrals:-)

My Direct Number at the Office is 847.516.6760

To Search Homes For Sale, Please Contact Me Directly Or Feel Free To Search On My Website!

 

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To Search Homes For Sale, Please Contact Me Directly Or Feel Free To Search On My Website! 

Search Waterfront and Fox River Front Homes For Sale Here

 

 
 

It is an EXCELLENT TIME TO BUY AND SELL NOW, especially for second home buyers, investors, move-up buyers and even first-time buyers!

 

 

I hope you find this information useful.  I am only a phone call or email away of you need real estate help:-)

Debra Kukulski Real Estate Consultant

If I can be of assistance to you, please do not hesitate to call or email me.  It will be my pleasure!  

By the way, if you know of someone that could benefit from my high level of service, please call or email

me with their name and daytime phone number and I will make sure to follow up and

take great care of them. 

The majority of my business is referral and repeat clients.  I am so grateful it keeps growing from your loyalty and referrals:-)

I appreciate YOU and your referrals!

 

 

I can be reached at my direct number at the office: 847.516.6760.  I look forward to hearing from you!

 

Information deemed accurate and reliable but not guaranteed. Source MRED MLS.Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Debra Kukulski does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.  All photos and content may not be duplicated without express written consent of author.
Copyright © 2016 By Debra Kukulski, all rights reserved.

 

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Topic:
Real Estate General Information
Location:
Illinois McHenry County Cary
Groups:
Foreclosure Help and Prevention
REO REALTORS
Short Sale REALTORS®
Short Sales Pre Foreclosures Bankruptcy and More!
Short Sale and Loan Modification Nightmares
Tags:
making home affordable
cdpe certified distressed property expert debra kukulski
debra kukulski cary il real estate short sales foreclosures

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Rainmaker
629,317
Mary Douglas
United Country Ponderosa Realty, Red Feather Lakes, Colorado - Red Feather Lakes, CO
REALTOR, Red Feather Lakes, Colorado

Great information here Debra! Thank you for the links.  I bookmarked your post, so I can refer back if I find someone that needs this assistance!

Apr 02, 2009 11:09 AM #1
Rainmaker
186,590
Debra Kukulski, Broker Associate
RE/MAX Suburban - Cary, IL
SRES;SFR,CDPE;GRI;ABR;e-PRO Realtor, Northern IL

HI Mary:-)   I think we, as Realtors, have to try to do all we can to help people avoid foreclosure and stay in their homes.   I thought the links to Fannie Mae and Freddie Mac where the homeowner can go and answer a few questions that should tell them, per the site, if they are eligible for a loan modification is excellent.  I am so glad you found the links for help useful...have a GREAT weekend!

Apr 03, 2009 03:24 AM #2
Rainmaker
926,796
Ann Hayden 636-399-7544
Berkshire Hathaway HomeServices Select Properties-St. Louis Missouri - Chesterfield, MO
SelectAnn.com

Debra,

I am with Mary...I bookmarked the post for later reference.  Thank you for posting it.

I am surprised how many people do not realize how fast foreclosure happens.

Ann Hayden in Wildwood, Missouri

Apr 03, 2009 02:06 PM #3
Rainer
3,749
Patty Blackwelder Intake Officer
Chase Residential Solutions - Woodbridge, VA

Hi Debra,

Thanks for the links so many homeowners are not sure where to turn and are afraid to be transparent. Hopefully they will find posts like yours and take some control to save their home. 

Apr 08, 2009 02:04 PM #4
Rainer
494,722
Lynn911.com ~ Dallas Real Estate Agent Top Team
Dallas Houses for Rent Dallas Apartment Rentals Lynn911.com - Dallas, TX

Debra I have consulted with many and saved their homes.  Have a great and successful weekend.

Apr 10, 2009 06:33 PM #5
Rainmaker
186,590
Debra Kukulski, Broker Associate
RE/MAX Suburban - Cary, IL
SRES;SFR,CDPE;GRI;ABR;e-PRO Realtor, Northern IL

Hi Ann, I appreciate that and hope it helps:-)

Patty...I do really hope this post finds it's way to someone it can help.   Thanks so much for stopping by my blog!

Lynn, that is wonderful, keep up the good work helping people stay in thier homes!

Apr 11, 2009 02:42 AM #6
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Rainmaker
186,590

Debra Kukulski, Broker Associate

SRES;SFR,CDPE;GRI;ABR;e-PRO Realtor, Northern IL
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